HOME BANCSHARES INC (HOMB)
Financials · Community banking and bank holding companies · NYSE
Community-focused bank holding company building a national platform through acquisitions and specialized lending, with heavy concentration in commercial real estate.
What HOME BANCSHARES INC does
Home BancShares is a Conway, Arkansas-based bank holding company that provides commercial and retail banking and related financial services through its wholly owned subsidiary, Centennial Bank, operating branches across Arkansas, Florida, Texas, South Alabama, and New York City. The company pursues a community banking acquisition strategy, having acquired and integrated 23 banks since its formation in 1998, and operates specialized lending platforms including Centennial Commercial Finance Group (focused on national commercial real estate and C&I lending) and Shore Premier Finance (marine lending).
Themes: ["Community banking","Commercial real estate lending","Bank acquisitions and integration","Regional banking networks","Specialized lending platforms"]
Fundamentals
- Price$28.63 as of 2026-07-09 close
- Market cap$5.8B as of 2026-07-10
- 1-year return-3.5% as of 2026-07-09 close
- P/E12.07 as of 2026-07-10
- Net margin+41.9% as of 2026-07-10
- ROE+11.3% as of 2026-07-10
- Debt / equity0.10 as of 2026-07-10
- Revenue growth (YoY)+51.1% as of 2026-07-10
- Beta0.69 as of 2026-07-10
Dividend: yield +2.9%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Commercial real estate concentration risk: commercial real estate loans represented 53.2% of gross loans and 194.3% of total stockholders' equity as of December 31, 2025, creating significant exposure to CRE market downturns and collateral value declines.","Integration execution risk: pending acquisition of Mountain Commerce Bancorp and recent Happy Bancshares integration require successful execution; cost savings and synergies may not be fully realized or may take longer than expected.","Interest rate and credit risk: sensitivity to changes in interest rates, deposit levels, loan demand, and higher-than-expected defaults on the loan portfolio; potential increases in nonperforming assets and charge-offs."]
Competitors & peers
- Brink's Home Security (regional community banking competitors)
- Other regional and community banks in Arkansas, Florida, Texas, and Alabama markets
- Credit unions and thrifts operating in served markets
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.