Lowe's (LOW)
Consumer Discretionary · Home improvement retail
America's second-largest home improvement retailer serving DIY homeowners and professional contractors through 1,759 stores and a growing omnichannel platform.
What Lowe's does
Lowe's Companies is a Fortune 100 home improvement retailer operating 1,759 stores and over 540 branch locations across the United States and Canada, serving both do-it-yourself (DIY) and do-it-for-me (DIFM) homeowners as well as professional contractors. The company generates revenue from the sale of home improvement products including building materials, appliances, tools, paint, garden supplies, and related merchandise, complemented by installation services and a loyalty rewards program. Lowe's executes a Total Home strategy focused on Pro customer penetration, omnichannel acceleration, home services expansion, and store localization to drive long-term shareholder value.
Themes: ["Home improvement retail","Professional contractor services","Omnichannel retail transformation","Installation and home services","Loyalty programs and customer retention","Local market optimization","DIY and DIFM customer segments","Commercial construction adjacencies"]
Fundamentals
- Price$213.00 as of 2026-07-09 close
- Market cap$120.2B as of 2026-07-10
- 1-year return-5.6% as of 2026-07-09 close
- P/E18.10 as of 2026-07-10
- Net margin+7.5% as of 2026-07-10
- Gross margin+33.3% as of 2026-07-10
- ROE+264.5% as of 2026-07-10
- Debt / equity52.23 as of 2026-07-10
- Revenue growth (YoY)+6.2% as of 2026-07-10
- Revenue CAGR (3y)-3.8% SEC XBRL
- Beta0.85 as of 2026-07-10
Dividend: yield +2.3%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Consumer discretionary exposure: Home improvement demand is highly sensitive to macroeconomic conditions, housing affordability, interest rates, and consumer confidence, which declined as evidenced by net margin compression (from 7.84% to 7.05% year-over-year) and gross margin contraction (from 33.38% to 32.68%).","Intense retail competition: Lowe's faces fragmented competition from national warehouse chains, regional retailers, online platforms, and specialty stores across geographies, with evolving technology and omnichannel capabilities as critical differentiators.","Significant debt obligations and negative shareholder equity: The company carries $37.2 billion in long-term debt with accumulated deficit of $9.9 billion as of May 2026, creating financial leverage risk and limiting flexibility for strategic investments or downturns."]
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.