NORWOOD FINANCIAL CORP (NWFL)
Financials · Regional community banking · NASDAQ
A community bank holding company serving Northeastern Pennsylvania and upstate New York with traditional banking services, personal and business lending, and trust products.
What NORWOOD FINANCIAL CORP does
Norwood Financial Corp is a Pennsylvania-based bank holding company that operates Wayne Bank, a community bank headquartered in Honesdale, Pennsylvania with 15 offices in Northeastern Pennsylvania and 14 offices in upstate New York counties. The company provides personal and business credit services, trust and investment products, real estate settlement services, and FDIC-insured deposits to consumers, businesses, nonprofits, and municipalities across its regional footprint.
Themes: ["Regional community banking","Northeast Pennsylvania and upstate New York banking","Commercial and consumer lending","Retail deposits and banking services"]
Fundamentals
- Price$31.33 as of 2026-07-09 close
- Market cap$337M as of 2026-07-10
- 1-year return+21.4% as of 2026-07-09 close
- P/E13.12 as of 2026-07-10
- ROE+10.4% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue CAGR (3y)-3.0% SEC XBRL
- Beta0.54 as of 2026-07-10
Dividend: yield +4.1%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit risk and provision for credit losses, which increased to $1.5 million in Q1 2026 from $923 thousand in Q1 2025","Interest rate risk and net interest margin compression as the company manages deposits and borrowings in a changing rate environment","Integration risks from recent acquisition of PB Bankshares, Inc., reflected in $4.9 million in merger-related expenses in Q1 2026"]
Competitors & peers
- ESB Financial Corporation (ESBK) — regional community bank peer
- Flushing Bank — regional competitor in Northeast
- FNBPA Bancorp — community bank in Pennsylvania
- Dime Community Bancshares (DIME) — Northeast regional bank
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.