ANGEL OAK MORTGAGE REIT INC (AOMR)
Financials · Mortgage REIT · NYSE
Angel Oak Mortgage REIT invests in non-QM loans and other residential mortgage assets, generating returns through a proprietary platform and securitization-based strategy.
What ANGEL OAK MORTGAGE REIT INC does
Angel Oak Mortgage REIT is a real estate finance company that acquires and invests in first and second lien non-QM (non-Qualified Mortgage) loans and other mortgage-related assets in the U.S. mortgage market. The company sources loans primarily from its affiliate Angel Oak Mortgage Lending and other originators through Angel Oak Capital, financing them through short-term credit lines and securing long-term funding via securitization. It generates returns from the spread between interest earned on loans and cost of capital, as well as returns from retained bonds and risk retention securities following securitization.
Themes: ["Non-QM lending / alternative credit","Mortgage securitization","Residential mortgage investing","REIT / real estate finance","Credit-sensitive mortgages"]
Fundamentals
- Price$8.94 as of 2026-07-09 close
- Market cap$223M as of 2026-07-10
- 1-year return-7.5% as of 2026-07-09 close
- P/E13.82 as of 2026-07-10
- Net margin+37.4% as of 2026-07-10
- Gross margin+88.5% as of 2026-07-10
- ROE+6.2% as of 2026-07-10
- Debt / equity9.41 as of 2026-07-10
- Revenue growth (YoY)+12.2% as of 2026-07-10
- Beta1.21 as of 2026-07-10
Dividend: yield +14.3%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Reliance on affiliate sourcing: significant dependence on Angel Oak Mortgage Lending for loan sourcing; strategic transaction with Brookfield in October 2025 could alter management and investment priorities","Interest rate and credit cycle risk: portfolio concentrated in non-QM mortgages; net unrealized losses of $11.6M in Q1 2026 reflect mark-to-market exposure to rate and credit volatility","Securitization and financing dependency: relies on ability to securitize loans and access short-term financing lines; disruption in capital markets could impair liquidity and cost of funding"]
Competitors & peers
- New York Mortgage Trust (NYMT)
- INVESCO Mortgage Capital (IVR)
- Apollo Commercial Real Estate Finance (ARC)
- Ready Capital Corporation (RC)
- AG Mortgage Investment Trust (MITT)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.