ANGEL OAK MORTGAGE REIT INC (AOMR)
Financials · mortgage real estate investment trust (mREIT) · NYSE
A specialized mortgage REIT focused on the acquisition and securitization of credit-sensitive non-QM residential loans.
What ANGEL OAK MORTGAGE REIT INC does
Angel Oak Mortgage REIT is a real estate finance company that invests primarily in newly-originated, credit-sensitive non-QM residential mortgage loans and other mortgage-related assets. The company operates as a REIT and leverages a vertically integrated platform, including proprietary mortgage lending originations, to acquire and securitize assets. Its objective is to generate risk-adjusted returns through interest income and capital appreciation.
Recent developments
In Q2 2026, the company repurchased $15 million of common stock and secured spread reductions on a major warehouse financing facility. It subsequently completed two major securitizations (AOMT 2026-3 and AOMT 2026-HB1) in July and August 2026 to optimize its balance sheet.
From ANGEL OAK MORTGAGE REIT INC's filing of 2026-08-04.
Themes: non-QM loans, securitization, mortgage credit, real estate finance, REIT
Fundamentals
- Price$7.20 as of 2026-10-20 close
- Market cap$167M as of 2026-08-04 (share count; price 2026-10-20)
- 1-year return-22.6% 2025-10-20 close $9.30 → 2026-10-20 close $7.20
- P/E9.73 as of 2026-10-20
- ROE+16.5% FY2025, SEC XBRL
- ROICn/a No figure: it is a bank or insurer, whose operating income and debt are not what ROIC divides.
- Debt / equity10.62 borrowings, leases excluded / equity — 10-Q/10-K balance sheet 2026-06-30
- Beta0.67 as of 2026-09-03
- Last reported earnings2026-08-04 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +16.2%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
How AOMR compares in its sector
- price-to-earnings ratiobottom 25% 487 covered Financials peers, as of 2026-10-20
- return on equitytop 25% 558 covered Financials peers, as of 2026-09-03
- indicated dividend yieldtop 10% 440 covered Financials peers, as of 2026-09-03
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, AOMR's dividend was covered by reported results (earnings payout 70%). This describes past coverage, not a forecast.
- Earnings payout70% dividends / net income
- Free-cash-flow payoutnot assessable operating cash flow was not positive that year
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
Quarterly results
| Quarter | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|
| Q2 FY2026 2026-06-30 | $3M | $0.14 | -$82M† |
| Q1 FY2026 2026-03-31 | -$7M | -$0.30 | -$144M |
| Q4 FY2025 2025-12-31 | $11M† | $0.44† | -$53M† |
| Q3 FY2025 2025-09-30 | $11M | $0.46 | -$173M† |
| Q2 FY2025 2025-06-30 | $767000 | $0.03 | $21M† |
| Q1 FY2025 2025-03-31 | $21M | $0.87 | -$202M |
| Q4 FY2024 2024-12-31 | -$15M† | -$0.59† | -$25M† |
| Q3 FY2024 2024-09-30 | $31M | $1.29 | -$212M† |
† Not filed as a discrete quarter: derived from the company's own year-to-date figures (for example the fourth quarter as the fiscal year minus the first nine months). A derived per-share figure is approximate, because the share count moves within the year.
Balance sheet at 2026-06-30
- Cash and equivalents$49M
- Total debt$2.5B borrowings only; leases excluded
- Net debt$2.4B total debt − cash − short-term investments
From the company's own SEC 10-Q and 10-K filings (XBRL), re-read every week. Figures in US dollars as filed; informational only — not financial advice.
How ANGEL OAK MORTGAGE REIT INC looks technically
ANGEL OAK MORTGAGE REIT INC (AOMR) is trading 15.5% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 25 trading days ago — a "death cross", a bearish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 41, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 41, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive). It made a new 20-day low about 5 trading days ago. It is 3.4% above its 52-week low (its lowest price of the past year).
Trend
7
| Distance from the 200-day | it is trading 15.5% below its 200-day average, the long-term trend line — a long-term downtrend | -15.5% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $7.94 | $7.94 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $8.52 | $8.52 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 19 calendar days ago — the swings before that are what the structure reading is measured on | 19 sessions |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 25 trading days ago — a "death cross", a bearish long-term signal | 25 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 41, with sellers in control | 41.3 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 41, neither overbought (above 70) nor oversold (below 30) | 40.9 |
|---|---|---|
| Position in its 14-day range | it is trading around the middle of its 14-day range ($6.96 to $7.43) — its "stochastic" reading is 51 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 51.1 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive) | 4 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $9.47 | $9.47 |
|---|---|---|
| From the 52-week high | it is 24.0% below its 52-week high (its highest price of the past year) | -24.0% |
| Above the 52-week low | it is 3.4% above its 52-week low (its lowest price of the past year) | +3.5% |
| Below the 52-week high | it is 24.0% below its highest point of the past year | 24.0% |
| Since a 20-day breakout | it made a new 20-day low about 5 trading days ago | 5 sessions |
| Since a 55-day breakout | it made a new 55-day low about 5 trading days ago | 5 sessions |
| All-time high | its highest closing price on record is $13.31 (set on 2024-07-01) | $13.31 |
| Given back of the 52-week move | over the past year its closes ranged ($6.98 to $9.41), and it has recovered only a small part of its fall from last year’s high — 9% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $8.48 to $8.56. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 9.1% |
| From the all-time high | it is 45.9% below its all-time high | -45.9% |
| Nearest price level | it is trading 10.5% below a resistance level at $7.96 — a price it turned at twice since 2026-03-27, most recently on 2026-06-03. Since 2024-10-21 it has 0 such levels below the current price and 9 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +10.5% |
| All-time low | its lowest closing price on record is $4.43 (set on 2022-12-30) | $4.43 |
| Above the all-time low | it is 62.5% above its all-time low | +62.5% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 34th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.2023 between its high and its low — about 2.8% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.2023 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $6.96 and $7.60 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $6.96 – $7.28 – $7.60 |
| Typical daily range (% of price) | its price moves about 2.8% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.8% |
| Stretch from the 200-day average | it is trading 6.5 daily ranges below its 200-day average price (15.5% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 6.5 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.60× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a doji | 7 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 7 sessions ago |
|---|---|---|
| Since a hammer | 7 sessions ago, after a stretch of decline, it sold off hard during the session and then closed back near its high — a "hammer", the long lower wick showing the drop was bought back before the close | 7 sessions ago |
Price gaps
3
| Gap at the open | it opened on 2026-10-20 0.3% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close | +0.3% |
|---|---|---|
| Open gap | it gapped 3.2% below the previous close 41 sessions ago and has not traded back through the level it left behind at 8.72 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | -3.2% |
| Gap filled | a 4.7% gap up opened on 2026-08-04 has been "filled" 54 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 54 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 9.8 percentage points (the stock lost 8.9% while the market gained 1.0%) | -9.8% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 22.3 percentage points (the stock lost 18.6% while the market gained 3.6%) | -22.3% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 29.6 percentage points (the stock lost 21.1% while the market gained 8.5%) | -29.6% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 37.1 percentage points (the stock lost 22.6% while the market gained 14.6%) | -37.1% |
Signal agreement
2
| Bullish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bullish state: MACD momentum is positive — these describe past price behaviour, not a forecast | 1 of 9 |
|---|---|---|
| Bearish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 5 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 14% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-14 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is moderate, spanning 3.8% of the share price. | -14.1% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 15% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $8.45 — a volume-weighted average of daily closes over 198 sessions, not a true tick-by-tick VWAP. | -14.8% |
|---|---|---|
| Vs the average paid since it last reported | the price is 11% below the average price paid since it last reported on 2026-08-04 (its 10-Q), so the typical buyer over that stretch is under water. That average is $8.05 — a volume-weighted average of daily closes over 55 sessions, not a true tick-by-tick VWAP. | -10.5% |
Price levels it has turned at before
AOMR last closed at $7.20 on 2026-10-20. Since 2024-10-21 it has turned at 0 prices below its last close and 9 above; the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $7.96 | Resistance | 10.5% above the last close | turned there twice · 2026-03-27 to 2026-06-03 |
| $8.17 | Resistance | 13.4% above the last close | turned there four times · 2025-11-21 to 2026-08-21 |
| $8.61 | Resistance | 19.6% above the last close | turned there six times · 2025-08-05 to 2026-08-04 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-10-20.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Trading below the 50-day moving average · Recent death cross (50-day crossed below 200-day) · Pulled back from the 12-month high · MACD just crossed bullish (12/26/9) · lagging the market | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-20. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (1.67 mean, 1=Strong Buy…5=Strong Sell) — 5 analysts
- Mean price target$10.35 range $9.00 – $13.00; median $10.00
Analyst estimates, as of 2026-10-19. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for AOMR
- Consensus EPS estimate$0.3281 next reporting period, as of 2026-10-19
- Estimate change, 30 days+$0.002 (+0.6%) from $0.3261, on 2026-09-14, 35-day window
- Readings revised upward10% of 10 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Sensitivity to interest rate volatility and changes in credit spreads.","Dependence on the Angel Oak proprietary mortgage lending platform for loan origination.","Risks related to the external management structure and potential conflicts of interest."]
What changed in the latest 10-Q
AI-assisted comparison of AOMR's 10-Q filed 2026-08-04 against the prior one filed 2026-05-05.
Management's Discussion & Analysis (MD&A)
- Reworded:
- Older filing (filed 2026-05-05) stated non-QM loans were sourced "including those sourced from Angel Oak's proprietary mortgage lending platform, Angel Oak Mortgage Lending"; newer filing (filed 2026-08-04) changed this to "particularly those sourced from Angel Oak's proprietary mortgage lending platform, Angel Oak Mortgage Lending".
- Older filing (filed 2026-05-05), in the bullet on natural disasters, included "volatility in prevailing interest rates" in the listed consequences; newer filing (filed 2026-08-04) removed that phrase from the same bullet.
- Notes:
- The newer filing text is truncated mid-sentence at "Our strategy is to make credit-sensitive investments primarily in newly-originated non-"; the older filing text is truncated mid-sentence at "Our strategy is to make credit-sensitive investm". Comparison beyond this point is not possible, but this truncation appears identical in position and does not indicate a change.
- Page number changed from 24 (older filing) to 28 (newer filing), but this is a pagination difference, not a substantive textual change.
Risk Factors
- Added:
- Newer filing (2026-08-04) adds a repurchase table under 'Issuer Purchases of Equity Securities' showing 1,794,353 shares purchased in May 2026 at an average price of $8.36, with a footnote disclosing a May 19, 2026 privately negotiated repurchase of 1,794,353 shares from Xylem Finance LLC for $15.0 million.
- Newer filing (2026-08-04) adds Exhibit 10.1 (Amendment No. 5 to the Pricing Side Letter, dated April 22, 2026).
- Newer filing (2026-08-04) adds Exhibit 10.2 (Stock Repurchase Agreement, dated May 19, 2026, between Angel Oak Mortgage REIT, Inc., Falcons I, LLC and Xylem Finance LLC).
- Newer filing (2026-08-04) adds the notation '+' indicating portions of Exhibit 10.1 are redacted pursuant to Item 601(b)(10)(iv) of Regulation S-K.
- Removed:
- Older filing (2026-05-05) states 'There were no issuer purchases of equity securities during the quarter ended March 31, 2026.' This statement is absent from the newer filing, which instead presents a repurchase table for the quarter ended June 30, 2026.
- Reworded:
- The repurchase table in the newer filing (2026-08-04) replaces the older filing's (2026-05-05) single-sentence statement that there were no issuer purchases, reflecting the share repurchase activity in the newer quarter.
- In the Trading Plans paragraph, the newer filing (2026-08-04) states that no directors or officers 'adopted or terminated' a trading arrangement, whereas the older filing (2026-05-05) stated none 'adopted, terminated or modified' a trading arrangement.
- The newer filing (2026-08-04) references the quarter ended June 30, 2026 in the Trading Plans paragraph and elsewhere, while the older filing (2026-05-05) references the quarter ended March 31, 2026.
- The newer filing (2026-08-04) includes the header '(c) Trading Plans'; the older filing (2026-05-05) does not include a '(c)' label.
- Notes:
- The provided texts are labeled 'Risk Factors' but include substantial content beyond Item 1A (e.g., Items 2, 3, 4, 5, 6 and signatures); the comparison reflects all text in the provided excerpts.
- The Risk Factors text itself (the Item 1A paragraph) is identical between the two filings.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
2 open-market purchases and 1 open-market sale by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-16. The 5 days since 2026-10-16 have not been checked yet.
- Last 30 days · read to 2026-10-161 buy ($290511) · 1 sell ($515398) — 1 buying, 1 selling insiders
- Last 90 days · read to 2026-10-162 buys ($345591) · 1 sell ($515398) — 2 buying, 1 selling insiders
- Last 180 days · read to 2026-10-163 buys ($427091) · 1 sell ($515398) — 2 buying, 1 selling insiders
Activity heuristic: net buying (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-09-25. Based on Form 4 filings read through 2026-10-16; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about AOMR's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Short interest (FINRA)
AOMR had 848,961 shares of reported short interest as of the 2026-09-30 FINRA settlement date (delayed, bi-monthly; not real-time).
AOMR had 3.66% of its shares outstanding sold short as of the 2026-09-30 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 3.77 days to cover at the same settlement.
- Reported short interest (shares) 848,961
- Short interest (% of shares outstanding) 3.66%
- Prior settlement (shares) 712,027
- Reported change 19.23%
- Days to cover (reported) 3.77
Reported to FINRA as of the 2026-09-30 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Blackstone Mortgage Trust (BXMT)
- Starwood Property Trust (STWD)
- KKR Real Estate Finance Trust (KREF)
- Apollo Commercial Real Estate Finance (ARI)
- Ready Capital (RC)
- AG Mortgage Investment Trust (MITT)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does ANGEL OAK MORTGAGE REIT INC (AOMR) do?
Angel Oak Mortgage REIT is a real estate finance company that invests primarily in newly-originated, credit-sensitive non-QM residential mortgage loans and other mortgage-related assets. The company operates as a REIT and leverages a vertically integrated platform, including proprietary mortgage lending originations, to acquire and securitize assets. Its objective is to generate risk-adjusted returns through interest income and capital appreciation.
What sector is ANGEL OAK MORTGAGE REIT INC (AOMR) in?
ANGEL OAK MORTGAGE REIT INC (AOMR) is classified in the Financials sector. Its industry is mortgage real estate investment trust (mREIT). It trades on NYSE.
Does AOMR pay a dividend?
Yes — ANGEL OAK MORTGAGE REIT INC (AOMR) pays a dividend, with an indicated yield of about 16.20% and 1-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-09-03). Informational only — not financial advice.
Who are ANGEL OAK MORTGAGE REIT INC's (AOMR) competitors?
Notable peers of ANGEL OAK MORTGAGE REIT INC (AOMR) include Blackstone Mortgage Trust, Starwood Property Trust, KKR Real Estate Finance Trust, Apollo Commercial Real Estate Finance and Ready Capital. This peer set is informational only — not financial advice.
Is ANGEL OAK MORTGAGE REIT INC (AOMR) overbought or oversold right now?
ANGEL OAK MORTGAGE REIT INC (AOMR) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 41, in the neutral middle (as of 2026-10-20). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on AOMR come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-20.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.