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ANGEL OAK MORTGAGE REIT INC (AOMR)

Financials · mortgage REITs · NYSE

Angel Oak Mortgage REIT invests in non-QM loans and other residential mortgage assets, generating returns through a proprietary platform and securitization-based strategy.

What ANGEL OAK MORTGAGE REIT INC does

Angel Oak Mortgage REIT is a real estate finance company that acquires and invests in first and second lien non-QM (non-Qualified Mortgage) loans and other mortgage-related assets in the U.S. mortgage market. The company sources loans primarily from its affiliate Angel Oak Mortgage Lending and other originators through Angel Oak Capital, financing them through short-term credit lines and securing long-term funding via securitization. It generates returns from the spread between interest earned on loans and cost of capital, as well as returns from retained bonds and risk retention securities following securitization.

Themes: Non-QM lending / alternative credit, Mortgage securitization, Residential mortgage investing, REIT / real estate finance, Credit-sensitive mortgages

Fundamentals

  • Price$8.24 as of 2026-08-21 close
  • Market cap$191M as of 2026-08-21
  • 1-year return-16.9% 2025-08-21 close $9.92 → 2026-08-21 close $8.24
  • P/E11.17 as of 2026-08-24
  • Net margin+42.6% as of 2026-08-24
  • Gross margin+92.9% as of 2026-08-24
  • ROE+7.3% as of 2026-08-24
  • Debt / equity10.62 as of 2026-08-24
  • Revenue growth (YoY)+12.9% as of 2026-08-24
  • Beta1.21 as of 2026-08-24
  • Last reported earnings2026-08-04 SEC EDGAR Form 8-K (Item 2.02)

Dividend: yield +12.7%; 1-year non-decreasing per-share dividend streak (SEC XBRL).

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How AOMR compares in its sector

  • price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
  • net profit margintop 10% 538 covered Financials peers, as of 2026-08-24
  • operating margintop 10% 534 covered Financials peers, as of 2026-08-24
  • gross margintop 25% 176 covered Financials peers, as of 2026-08-24
  • return on equitybottom 25% 575 covered Financials peers, as of 2026-08-24
  • indicated dividend yieldtop 10% 453 covered Financials peers, as of 2026-08-24

Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.

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Dividend coverage (FY2025)

Covered by reported results. In FY2025, AOMR's dividend was covered by reported results (earnings payout 70%). This describes past coverage, not a forecast.

  • Earnings payout70% dividends / net income
  • Free-cash-flow payoutnot assessable operating cash flow was not positive that year

Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.

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How ANGEL OAK MORTGAGE REIT INC looks technically

ANGEL OAK MORTGAGE REIT INC (AOMR) is trading 5.7% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed above its 200-day average about 9 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 18, below the 25 that marks a real trend), though sellers have been pushing harder than buyers lately — pressure, not a trend. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 31, neither overbought (above 70) nor oversold (below 30). It just made a new 20-day low, its first since 2026-06-08, breaking below its recent trading range. It is 3.6% above its 52-week low (its lowest price of the past year). Trading volume is running unusually high — about 2.6× its 30-day average, a sign of heightened interest.

Trend

7
Distance from the 200-dayit is trading 5.7% below its 200-day average, the long-term trend line — a long-term downtrend-5.7%
50-day moving averageits average price over the last 50 trading days — a short-term trend line — is $8.85$8.85
200-day moving averageits average price over the last 200 trading days — the long-term trend line — is $8.73$8.73
Swing structureeach recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes nexthigher highs and higher lows
Last swing turnits last significant turn was a swing low 17 calendar days ago — the swings before that are what the structure reading is measured on17 sessions
Since the 50/200 crossits 50-day average crossed above its 200-day average about 9 trading days ago — a "golden cross", a bullish long-term signal9 sessions
Trend strength (14-day ADX)there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 18, below the 25 that marks a real trend), though sellers have been pushing harder than buyers lately — pressure, not a trend18.3

Momentum

3
14-day RSImomentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 31, neither overbought (above 70) nor oversold (below 30)30.5
Position in its 14-day rangeit is trading right at the bottom of its 14-day range ($8.22 to $9.20) — its "stochastic" reading is 2 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions.2.0
Since the MACD crossed zeroMACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish)25 sessions

Range

12
52-week highits highest closing price over the past year (about 252 trading days) was $10.14$10.14
From the 52-week highit is 18.7% below its 52-week high (its highest price of the past year)-18.8%
Above the 52-week lowit is 3.6% above its 52-week low (its lowest price of the past year)+3.6%
Below the 52-week highit is 18.7% below its highest point of the past year18.8%
Since a 20-day breakoutit just made a new 20-day low, its first since 2026-06-08, breaking below its recent trading range1 session
Since a 55-day breakoutit made a new 55-day high about 27 trading days ago27 sessions
All-time highits highest closing price on record is $13.31 (set on 2024-07-01)$13.31
Given back of the 52-week moveover the past year its closes ranged ($7.96 to $10.05), and it has recovered only a small part of its fall from last year’s high — 13% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $9.25 to $9.32. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast.13.4%
From the all-time highit is 38.1% below its all-time high-38.1%
Nearest price levelit is trading 1.1% above a support level at $8.15 — a price it turned at three times since 2025-11-21, most recently on 2026-05-26. Since 2024-08-21 it has 2 such levels below the current price and 8 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go.-1.1%
All-time lowits lowest closing price on record is $4.43 (set on 2022-12-30)$4.43
Above the all-time lowit is 86.0% above its all-time low+86.0%

Volatility

5
Band width vs its own 6 monthsday-to-day price swings are about average versus its own recent 6-month history40th percentile
Typical daily rangein a typical session it travels about $0.2264 between its high and its low — about 2.8% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was$0.2264
Bollinger bands (20-day, ±2σ)most of its recent trading has stayed between about $8.54 and $9.23 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles$8.54 – $8.88 – $9.23
Typical daily range (% of price)its price moves about 2.8% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price2.8%
Stretch from the 200-day averageit is trading 2.2 daily ranges below its 200-day average price (5.7% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale2.2 daily ranges below its 200-day average

Volume

1
Volume vs its 30-day averagetrading volume is running unusually high — about 2.6× its 30-day average, a sign of heightened interest2.64×

Analyst

2
Change in the average price targetanalysts' average price target is unchanged from the prior reading0.0%
Change in the consensus ratingthe analyst consensus rating is unchanged since the prior readingunchanged

Candlestick patterns

2
Since a doji2 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level2 sessions ago
Since a bearish engulfing1 session ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it1 session ago

Price gaps

3
Gap at the openit opened on 2026-08-21 3.2% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close-3.2%
Open gapit gapped 3.2% below the previous close today and has not traded back through the level it left behind at 8.72 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed-3.2%
Gap filleda 4.7% gap up opened on 2026-08-04 has been "filled" 13 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it13 sessions ago

Price streaks

1
Closing streakit has closed lower 2 sessions in a row, a -6.79% move over the run — an unbroken run of down days, which describes what has already happened and says nothing about the next session2 sessions down

Relative strength

4
vs market, 1 monthover the past 1 month this stock lagged the market by 10.4 percentage points (the stock lost 8.0% while the market gained 2.3%)-10.4%
vs market, 3 monthsover the past 3 months this stock lagged the market by 5.6 percentage points (the stock lost 2.5% while the market gained 3.1%)-5.6%
vs market, 6 monthsover the past 6 months this stock lagged the market by 15.6 percentage points (the stock lost 4.5% while the market gained 11.1%)-15.6%
vs market, 12 monthsover the past 12 months this stock lagged the market by 37.4 percentage points (the stock lost 16.9% while the market gained 20.5%)-37.4%

Signal agreement

2
Bullish technical signals2 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast2 of 9
Bearish technical signals5 of the 9 technical signals we can compute for it are currently in a bearish state: trading below its 200-day average, a fresh 20-day low, MACD momentum is negative, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast5 of 9

Trend (Ichimoku cloud)

1
Vs the Ichimoku cloudtrading 4.5% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is moderate, spanning 3.0% of the share price.-4.5%

Volume-weighted price

2
Vs this year’s average price paidthe price is 5% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $8.69 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP.-5.1%
Vs the average paid since it last reportedthe price is 6% below the average price paid since it last reported on 2026-08-04 (its 10-Q), so the typical buyer over that stretch is under water. That average is $8.79 — a volume-weighted average of daily closes over 14 sessions, not a true tick-by-tick VWAP.-6.3%

Price levels it has turned at before

AOMR last closed at $8.24 on 2026-08-21. Since 2024-08-21 it has turned at 2 prices below its last close and 8 above; the 2 nearest below and the 3 nearest above are listed, nearest first.

LevelSideDistanceEvidence
$8.15Support1.1% below the last closeturned there three times · 2025-11-21 to 2026-05-26
$7.96Support3.4% below the last closeturned there twice · 2026-03-27 to 2026-06-03
$8.61Resistance4.5% above the last closeturned there six times · 2025-08-05 to 2026-08-04
$8.89Resistance7.8% above the last closeturned there 11 times · 2024-11-04 to 2026-07-09
$9.23Resistance12.1% above the last closeturned there 10 times · 2024-11-20 to 2026-07-17

A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.

Wave structure

No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.

Read from daily closes as of 2026-08-21.

An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.

Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.

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Analyst consensus

  • Consensus ratingBuy (1.67 mean, 1=Strong Buy…5=Strong Sell) — 5 analysts
  • Mean price target$10.55 range $9.25 – $13.00; median $10.00

Analyst estimates, as of 2026-08-17. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.

Analyst EPS estimate for AOMR

  • Consensus EPS estimate$0.335 next reporting period, as of 2026-08-17

Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.

The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.

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Key risks (from latest filing)

["Reliance on affiliate sourcing: significant dependence on Angel Oak Mortgage Lending for loan sourcing; strategic transaction with Brookfield in October 2025 could alter management and investment priorities","Interest rate and credit cycle risk: portfolio concentrated in non-QM mortgages; net unrealized losses of $11.6M in Q1 2026 reflect mark-to-market exposure to rate and credit volatility","Securitization and financing dependency: relies on ability to securitize loans and access short-term financing lines; disruption in capital markets could impair liquidity and cost of funding"]

See AOMR's biggest risks from its latest 10-Q →

What changed in the latest 10-Q

AI-assisted comparison of AOMR's 10-Q filed 2026-05-05 against the prior one filed 2025-11-06.

Management's Discussion & Analysis (MD&A)

  • Added:
    • Newer filing (2026-05-05) references Annual Report on Form 10-K for year ended December 31, 2025, whereas older filing (2025-11-06) referenced year ended December 31, 2024
    • Newer filing (2026-05-05) adds language about 'volatility in prevailing interest rates, and/or losses' in the events/natural disasters bullet point
    • Newer filing (2026-05-05) specifies investment focus as 'first and second lien non-QM loans' whereas older filing (2025-11-06) stated 'first lien non-QM loans'
  • Removed:
    • Older filing (2025-11-06) contained reference to 'current U.S. government shutdown' in the first risk factor bullet point; this phrase is removed in newer filing (2026-05-05)
    • Older filing (2025-11-06) used 'particularly those' when referring to non-QM loans sourced from Angel Oak Mortgage Lending; newer filing (2026-05-05) changes to 'including those' (less restrictive language)
  • Reworded:
    • Newer filing (2026-05-05): 'This Quarterly Report on Form 10-Q contains forward-looking statements' vs. older filing (2025-11-06): 'This Quarterly Report on Form 10-Q contain forward-looking statements' (corrected grammar)
    • Events bullet point revised: older filing states 'disruptions in markets, and/or losses'; newer filing states 'disruptions in markets, volatility in prevailing interest rates, and/or losses' (added intermediate clause about interest rate volatility)
  • Notes:
    • Newer filing text appears truncated at end ('Our strategy is to make credit-sensitive investm...'), as does older filing text ('Our strategy is to make credit-sens...'), limiting full assessment of General section
    • Page number differs between filings (24 in newer vs. 28 in older), suggesting different pagination or document structure

Risk Factors

  • Added:
    • Newer filing shows Q1 2026 financial data; older filing shows Q3 2025 and nine-month 2025 data
  • Removed:
    • Nine-month and year-to-date comparative periods removed in newer filing (replaced with single quarter comparison)
  • Reworded:
    • Balance sheet dates changed from 'September 30, 2025' and 'December 31, 2024' to 'March 31, 2026' and 'December 31, 2025'
    • Statement of Operations comparison period changed from 'September 30, 2025 vs September 30, 2024' and nine-month periods to 'March 31, 2026 vs March 31, 2025'
    • Cash flows statement changed from 'Nine Months Ended September 30, 2025 vs September 30, 2024' to 'Three Months Ended March 31, 2026 vs March 31, 2025'
    • Statements of Changes in Stockholders' Equity removed nine-month comparative tables and retained only quarterly data
  • Notes:
    • The texts present different interim reporting periods; direct numerical comparisons between filings are not appropriate due to different fiscal quarter and year-end dates
    • Older filing appears truncated at the end of the cash flows statement and is incomplete for full comparison

AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.

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Insider activity (SEC Form 4)

No open-market insider purchases or sales recorded in the last 90 days.

  • Last 180 days1 buy ($81500) · 1 sell ($4M) — 1 buying, 1 selling insiders

Most recent open-market transaction: 2026-05-22. As of 2026-08-24.

View full insider trading history → View SEC Form 3/4/5 filings

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Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.

Short interest (FINRA)

AOMR had 559,532 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).

AOMR had 2.41% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 5.95 days to cover at the same settlement.

  • Reported short interest (shares) 559,532
  • Short interest (% of shares outstanding) 2.41%
  • Prior settlement (shares) 694,330
  • Reported change -19.41%
  • Days to cover (reported) 5.95

Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.

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Competitors & peers

AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.

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Frequently asked questions

What does ANGEL OAK MORTGAGE REIT INC (AOMR) do?

Angel Oak Mortgage REIT is a real estate finance company that acquires and invests in first and second lien non-QM (non-Qualified Mortgage) loans and other mortgage-related assets in the U.S. mortgage market. The company sources loans primarily from its affiliate Angel Oak Mortgage Lending and other originators through Angel Oak Capital, financing them through short-term credit lines and securing long-term funding via securitization.

What sector is ANGEL OAK MORTGAGE REIT INC (AOMR) in?

ANGEL OAK MORTGAGE REIT INC (AOMR) is classified in the Financials sector. Its industry is mortgage REITs. It trades on NYSE.

Does AOMR pay a dividend?

Yes — ANGEL OAK MORTGAGE REIT INC (AOMR) pays a dividend, with an indicated yield of about 12.75% and 1-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-08-24). Informational only — not financial advice.

Who are ANGEL OAK MORTGAGE REIT INC's (AOMR) competitors?

Notable peers of ANGEL OAK MORTGAGE REIT INC (AOMR) include Annaly Capital Management, AGNC Investment Corp, Starwood Property Trust, Blackstone Mortgage Trust and KKR Real Estate Finance Trust. This peer set is informational only — not financial advice.

Is ANGEL OAK MORTGAGE REIT INC (AOMR) overbought or oversold right now?

ANGEL OAK MORTGAGE REIT INC (AOMR) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 31, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.

Where does stocks-llm's data on AOMR come from?

Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.

Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.

Last updated 2026-08-21.

Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.

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