INVESCO MORTGAGE CAPITAL REIT INC (IVR)
Financials · Mortgage REITs · NYSE
An externally managed mortgage REIT that invests in Agency-guaranteed residential and commercial mortgage-backed securities to generate dividend income.
What INVESCO MORTGAGE CAPITAL REIT INC does
Invesco Mortgage Capital Inc. is a mortgage real estate investment trust (mREIT) that invests in, finances, and manages residential and commercial mortgage-backed securities. The company primarily focuses on Agency RMBS and Agency CMBS guaranteed by U.S. government agencies or federally chartered corporations. It is externally managed by Invesco Advisers, Inc. and is required to distribute at least 90% of its REIT taxable income to stockholders.
Themes: mortgage-backed securities, dividend investing, real estate finance, interest rate sensitivity, Agency MBS, mREIT
Fundamentals
- Price$7.52 as of 2026-08-21 close
- Market cap$809M as of 2026-08-21
- 1-year return-0.8% 2025-08-21 close $7.58 → 2026-08-21 close $7.52
- P/E6.75 as of 2026-08-24
- Net margin+38.0% as of 2026-08-24
- Gross margin+26.7% as of 2026-08-24
- ROE+14.0% as of 2026-08-24
- Debt / equity6.27 as of 2026-08-24
- Revenue growth (YoY)+30.8% as of 2026-08-24
- Beta1.64 as of 2026-08-24
- Last reported earnings2026-07-30 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +20.4%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
How IVR compares in its sector
- price-to-earnings ratiobottom 10% 525 covered Financials peers, as of 2026-08-24
- net profit margintop 10% 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- gross marginbottom 25% 176 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- indicated dividend yieldtop 10% 453 covered Financials peers, as of 2026-08-24
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Exceeded at least one reported measure. In FY2025, IVR's dividend exceeded at least one reported measure of what it earned or generated (earnings payout 106%, operating-cash-flow payout 68%). A payout above 100% in one year is not necessarily unsustainable, but it is not fully covered by that measure.
- Earnings payout106% dividends / net income
- Operating-cash-flow payout68% dividends / operating cash flow — capital spending was not reported, so this does not subtract it
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How INVESCO MORTGAGE CAPITAL REIT INC looks technically
INVESCO MORTGAGE CAPITAL REIT INC (IVR) is trading 7.5% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 43 trading days ago — a "death cross", a bearish long-term signal. A trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 20 (a reading of 25+ marks a strong trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 46, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 8 trading days ago (its momentum flipped positive). It made a new 20-day low about 15 trading days ago. It is 20.8% below its highest point of the past year. Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 1% of the past ~6 months), which often precedes a bigger move.
Trend
8
| Distance from the 200-day | it is trading 7.5% below its 200-day average, the long-term trend line — a long-term downtrend | -7.5% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $7.73 | $7.73 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $8.13 | $8.13 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 59 calendar days ago — the swings before that are what the structure reading is measured on | 59 sessions |
| Wave structure | its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that downward direction; the labelling fails if price closes above 7.7124. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible downward five-wave sequence, in wave 4 (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 43 trading days ago — a "death cross", a bearish long-term signal | 43 sessions |
| Trend strength (14-day ADX) | a trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 20 (a reading of 25+ marks a strong trend) | 20.4 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 46, neither overbought (above 70) nor oversold (below 30) | 46.2 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($7.27 to $7.63) — its "stochastic" reading is 70 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 69.6 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 8 trading days ago (its momentum flipped positive) | 8 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $9.50 | $9.50 |
|---|---|---|
| From the 52-week high | it is 20.8% below its 52-week high (its highest price of the past year) | -20.8% |
| Above the 52-week low | it is 5.9% above its 52-week low (its lowest price of the past year) | +5.9% |
| Below the 52-week high | it is 20.8% below its highest point of the past year | 20.8% |
| Since a 20-day breakout | it made a new 20-day low about 15 trading days ago | 15 sessions |
| Since a 55-day breakout | it made a new 55-day low about 15 trading days ago | 15 sessions |
| All-time high | its highest closing price on record is $249.20 (set on 2009-12-22) | $249.20 |
| Given back of the 52-week move | over the past year its closes ranged ($7.17 to $9.41), and it has given back almost all of its rise from last year’s low — 84% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $7.95 to $8.03. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 84.4% |
| From the all-time high | it is 97.0% below its all-time high | -97.0% |
| Nearest price level | it is sitting right on a resistance level at $7.52 — a price it turned at 8 times since 2024-11-06, most recently on 2026-03-24. Since 2024-08-21 it has 1 such level below the current price and 8 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +0.0% |
| All-time low | its lowest closing price on record is $5.86 (set on 2025-04-09) | $5.86 |
| Above the all-time low | it is 28.3% above its all-time low | +28.3% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 1% of the past ~6 months), which often precedes a bigger move | 0th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.1283 between its high and its low — about 1.7% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.1283 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $7.35 and $7.57 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $7.35 – $7.46 – $7.57 |
| Typical daily range (% of price) | its price moves about 1.7% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 1.7% |
| Stretch from the 200-day average | it is trading 4.7 daily ranges below its 200-day average price (7.5% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 4.7 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.13× |
|---|
Analyst
2
| Change in the average price target | analysts have cut their average price target by 2.0% since the prior reading | -2.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Price gaps
2
| Gap at the open | it opened on 2026-08-21 0.7% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.7% |
|---|---|---|
| Gap filled | a 2.0% gap down opened on 2026-06-23 has been "filled" 39 sessions ago — price traded back through the level the gap left behind, and it took 3 sessions to close | 39 sessions ago |
Price streaks
1
| Closing streak | it has closed lower 2 sessions in a row, a -0.79% move over the run — an unbroken run of down days, which describes what has already happened and says nothing about the next session | 2 sessions down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 7.3 percentage points (the stock lost 4.9% while the market gained 2.3%) | -7.3% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 8.0 percentage points (the stock lost 4.9% while the market gained 3.1%) | -8.0% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 24.2 percentage points (the stock lost 13.2% while the market gained 11.1%) | -24.2% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 21.3 percentage points (the stock lost 0.8% while the market gained 20.5%) | -21.3% |
Signal agreement
2
| Bullish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bullish state: MACD momentum is positive — these describe past price behaviour, not a forecast | 1 of 9 |
|---|---|---|
| Bearish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 5.8% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 0.8% of the share price, which is taken to mean a barrier that gives way easily. | -5.8% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 8% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $8.16 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP. | -7.9% |
|---|---|---|
| Vs the average paid since it last reported | the price is 1% below the average price paid since it last reported on 2026-07-15 (its 8-K), so the typical buyer over that stretch is under water. That average is $7.60 — a volume-weighted average of daily closes over 28 sessions, not a true tick-by-tick VWAP. | -1.1% |
Price levels it has turned at before
IVR last closed at $7.52 on 2026-08-21. Since 2024-08-21 it has turned at 1 price below its last close and 8 above; the nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $7.52 | Resistance | at the last close | turned there 8 times · 2024-11-06 to 2026-03-24 |
| $7.76 | Resistance | 3.2% above the last close | turned there 8 times · 2024-12-30 to 2026-06-23 |
| $7.16 | Support | 4.8% below the last close | turned there six times · 2025-05-06 to 2025-10-30 |
| $7.99 | Resistance | 6.2% above the last close | turned there 7 times · 2024-11-20 to 2026-06-30 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.
This labelling fails — stops being a possible reading at all — if it closes above $7.71.
It is the only labelling that fits these swings, though its proportions are not the textbook ones.
On past moves of this shape the leg has usually ended somewhere between $7.71 and $7.86 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Pulled back from the 12-month high · in a Bollinger Band volatility squeeze · Analyst price target recently CUT · lagging the market · Least volatile (2% or less typical daily range) | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low · bollinger bands
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingHold (2.83 mean, 1=Strong Buy…5=Strong Sell) — 3 analysts
- Mean price target$8.17 range $7.25 – $9.50; median $7.75
Analyst estimates, as of 2026-08-22. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for IVR
- Consensus EPS estimate$0.4608 next reporting period, as of 2026-08-22
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Interest rate risk and yield curve volatility can negatively impact portfolio value and net interest margins.","Reliance on short-term repurchase agreements for financing creates significant liquidity and leverage risk.","External management structure and potential conflicts of interest with the Manager (Invesco Advisers, Inc.)."]
What changed in the latest 10-Q
AI-assisted comparison of IVR's 10-Q filed 2026-05-06 against the prior one filed 2025-11-05.
Management's Discussion & Analysis (MD&A)
- Added:
- Added statement about investment in 'to-be-announced securities forward contracts (TBAs) to purchase Agency RMBS' as of March 31, 2026 (newer filing, 2026-05-06)
- Added reference to heightened geopolitical risk and Middle East conflict outbreak in late February affecting financial conditions (newer filing, 2026-05-06)
- Added specific equity market declines: S&P 500 down 4.6% and NASDAQ down 7.1% in Q1 2026 (newer filing, 2026-05-06)
- Added headline CPI ending quarter at 3.3%, up from 2.7% in December, driven by energy and commodity prices (newer filing, 2026-05-06)
- Added two-year breakeven rate at 3.25% at quarter-end, up from 2.30% at year-end (newer filing, 2026-05-06)
- Added five-year breakeven increased to 2.60% (newer filing, 2026-05-06)
- Added reference to FOMC keeping benchmark Federal Funds target rate unchanged at both meetings during the quarter (newer filing, 2026-05-06)
- Removed:
- Removed statement that TBAs were only invested in 'during the periods presented' rather than as of the reporting date (older filing, 2025-11-05)
- Removed reference to U.S. Treasury securities as current investment holdings (older filing, 2025-11-05)
- Removed reference to 'a real estate-related financing arrangement in the form of an unconsolidated venture' (older filing, 2025-11-05)
- Removed positive financial conditions characterization ('remained accommodative') (older filing, 2025-11-05)
- Removed S&P 500 and NASDAQ gains of 8.1% and 11.4% respectively (older filing, 2025-11-05)
- Removed statement that credit markets ended the quarter 'largely unchanged' (older filing, 2025-11-05)
- Removed labor market data showing economy added average of 51,000 jobs in July and August (older filing, 2025-11-05)
- Removed unemployment rate increase from 4.1% in June to 4.3% (older filing, 2025-11-05)
- Reworded:
- Date reference changed from 'September 30, 2025' to 'March 31, 2026' in Executive Summary reporting date (newer filing, 2026-05-06)
- Page number changed from page 23 to page 18 (formatting change) (newer filing, 2026-05-06)
- Reordered macroeconomic factors list; moved 'public policy' before 'fiscal and monetary policy' in newer filing (newer filing, 2026-05-06)
- Changed 'definition of "Investment Company"' to '"Investment Company" definition' in REIT qualification language (newer filing, 2026-05-06)
- Changed quarter reference in Market Conditions heading from 'third quarter of 2025' to 'first quarter of 2026' (newer filing, 2026-05-06)
- Market Conditions narrative changed from positive outlook to deteriorating conditions narrative throughout Q1 2026 (newer filing, 2026-05-06)
- Notes:
- The newer filing text appears truncated at the FOMC discussion point; full comparison of subsequent Market Conditions section not possible
- The older filing text also appears truncated mid-sentence in the unemployment rate discussion; full comparison of that section not possible
Risk Factors
The two filings could not be meaningfully compared for this section.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days.
- Last 180 days2 buys ($22490) · 0 sells — 2 buying insiders
Most recent open-market transaction: 2026-05-05. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about IVR's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Short interest (FINRA)
IVR had 9,936,339 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
IVR had 9.23% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 3.27 days to cover at the same settlement.
- Reported short interest (shares) 9,936,339
- Short interest (% of shares outstanding) 9.23%
- Prior settlement (shares) 8,736,572
- Reported change 13.73%
- Days to cover (reported) 3.27
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Annaly Capital Management (NLY)
- AGNC Investment Corp. (AGNC)
- Starwood Property Trust (STWD)
- Blackstone Mortgage Trust (BXMT)
- Ready Capital Corporation (RC)
- Chimera Investment Corporation (CIM)
- Two Harbors Investment Corp. (TWO)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare IVR vs…
INVESCO MORTGAGE CAPITAL REIT INC is found in…
IVR ranks in…
Frequently asked questions
What does INVESCO MORTGAGE CAPITAL REIT INC (IVR) do?
Invesco Mortgage Capital Inc. is a mortgage real estate investment trust (mREIT) that invests in, finances, and manages residential and commercial mortgage-backed securities. The company primarily focuses on Agency RMBS and Agency CMBS guaranteed by U.S. government agencies or federally chartered corporations. It is externally managed by Invesco Advisers, Inc. and is required to distribute at least 90% of its REIT taxable income to stockholders.
What sector is INVESCO MORTGAGE CAPITAL REIT INC (IVR) in?
INVESCO MORTGAGE CAPITAL REIT INC (IVR) is classified in the Financials sector. Its industry is Mortgage REITs. It trades on NYSE.
Does IVR pay a dividend?
Yes — INVESCO MORTGAGE CAPITAL REIT INC (IVR) pays a dividend, with an indicated yield of about 20.38% and 1-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-08-24). Informational only — not financial advice.
Who are INVESCO MORTGAGE CAPITAL REIT INC's (IVR) competitors?
Notable peers of INVESCO MORTGAGE CAPITAL REIT INC (IVR) include Annaly Capital Management, AGNC Investment Corp., Starwood Property Trust, Blackstone Mortgage Trust and Ready Capital Corporation. This peer set is informational only — not financial advice.
Is INVESCO MORTGAGE CAPITAL REIT INC (IVR) overbought or oversold right now?
INVESCO MORTGAGE CAPITAL REIT INC (IVR) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 46, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on IVR come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.