Skip to content

ATEGRITY SPECIALTY INSURANCE COMPA (ASIC)

Financials · Property and Casualty Insurance · NYSE

A technology-enabled E&S insurance provider specializing in high-volume, small-to-medium commercial property and casualty risks.

What ATEGRITY SPECIALTY INSURANCE COMPA does

Ategrity Specialty Insurance Company Holdings is a property and casualty insurance holding company that operates exclusively in the excess and surplus (E&S) market for small to medium-sized businesses in the United States. The company utilizes a technology-driven "productionized underwriting" model, which incorporates micro-segmentation and automated workflows to manage a high volume of smaller-premium commercial insurance transactions across diverse industry verticals. Its portfolio is primarily composed of short-tail property and frequency-driven casualty insurance products.

Themes: excess and surplus (E&S) insurance, commercial insurance / SMBs, insurtech / digital underwriting, property and casualty insurance

Fundamentals

  • Price$25.84 as of 2026-08-21 close
  • Market cap$1.2B as of 2026-08-21
  • 1-year return+18.1% 2025-08-21 close $21.88 → 2026-08-21 close $25.84
  • P/E11.27 as of 2026-08-24
  • Net margin+22.8% as of 2026-08-24
  • ROE+17.1% as of 2026-08-24
  • Debt / equity0.00 as of 2026-08-24
  • Revenue growth (YoY)+51.1% as of 2026-08-24
  • Beta0.81 as of 2026-08-24
  • Last reported earnings2026-07-29 SEC EDGAR Form 8-K (Item 2.02)

Dividend: yield +0.7%; pays a dividend.

Ask why ASIC looks like this →

How ASIC compares in its sector

  • price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
  • net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
  • operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
  • return on equitytop 25% 575 covered Financials peers, as of 2026-08-24
  • indicated dividend yieldbottom 10% 453 covered Financials peers, as of 2026-08-24
  • free cash flow (absolute dollars, latest fiscal year)middle range 431 covered Financials peers, as of FY2025

Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.

Ask how ASIC stacks up against peers →

How ATEGRITY SPECIALTY INSURANCE COMPA looks technically

ATEGRITY SPECIALTY INSURANCE COMPA (ASIC) is trading 25.5% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 82 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 15, below the 25 that marks a real trend), though buyers have been pushing harder than sellers lately — pressure, not a trend. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 61, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 1 trading day ago (its momentum flipped positive). It just made a new 20-day high, pushing above its recent trading range. It is 2.0% below its all-time high. Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 4% of the past ~6 months), which often precedes a bigger move.

Trend

8
Distance from the 200-dayit is trading 25.5% above its 200-day average, the long-term trend line — a longer-term uptrend+25.5%
50-day moving averageits average price over the last 50 trading days — a short-term trend line — is $23.70$23.70
200-day moving averageits average price over the last 200 trading days — the long-term trend line — is $20.59$20.59
Swing structureeach recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes nexthigher highs and higher lows
Last swing turnits last significant turn was a swing high 24 calendar days ago — the swings before that are what the structure reading is measured on24 sessions
Wave structureits recent swings can be read as a completed three-part upward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes above 26. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next.possible three-wave upward correction, complete (atypical proportions)
Since the 50/200 crossits 50-day average crossed above its 200-day average about 82 trading days ago — a "golden cross", a bullish long-term signal82 sessions
Trend strength (14-day ADX)there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 15, below the 25 that marks a real trend), though buyers have been pushing harder than sellers lately — pressure, not a trend14.9

Momentum

3
14-day RSImomentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 61, neither overbought (above 70) nor oversold (below 30)60.9
Position in its 14-day rangeit is trading near the top of its 14-day range ($23.10 to $26.38) — its "stochastic" reading is 84 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions.83.5
Since the MACD crossed zeroMACD, a trend-momentum gauge, turned bullish about 1 trading day ago (its momentum flipped positive)1 session

Range

12
52-week highits highest closing price over the past year (about 252 trading days) was $26.38$26.38
From the 52-week highit is 2.0% below its 52-week high (its highest price of the past year)-2.0%
Above the 52-week lowit is 58.0% above its 52-week low (its lowest price of the past year)+58.0%
Below the 52-week highit is 2.0% below its highest point of the past year2.0%
Since a 20-day breakoutit just made a new 20-day high, pushing above its recent trading range1 session
Since a 55-day breakoutit just made a new 55-day high, pushing above its recent trading range1 session
All-time highits highest closing price on record is $26.38 (set on 2026-08-21)$26.38
Given back of the 52-week moveover the past year its closes ranged ($16.38 to $25.84), and it has given back essentially none of its rise from last year’s low — 0% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $19.69 to $19.99. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast.0.0%
From the all-time highit is 2.0% below its all-time high-2.0%
Nearest price levelit is sitting right on a support level at $25.81 — a price it turned at three times since 2026-07-06, most recently on 2026-08-12. Since 2025-06-11 it has 11 such levels below the current price and 0 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go.-0.1%
All-time lowits lowest closing price on record is $16.35 (set on 2025-10-09)$16.35
Above the all-time lowit is 58.0% above its all-time low+58.0%

Volatility

5
Band width vs its own 6 monthsday-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 4% of the past ~6 months), which often precedes a bigger move4th percentile
Typical daily rangein a typical session it travels about $1.03 between its high and its low — about 4.0% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was$1.03
Bollinger bands (20-day, ±2σ)most of its recent trading has stayed between about $23.58 and $25.82 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles$23.58 – $24.70 – $25.82
Typical daily range (% of price)its price moves about 4.0% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price4.0%
Stretch from the 200-day averageit is trading 5.1 daily ranges above its 200-day average price (25.5% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale5.1 daily ranges above its 200-day average

Volume

1
Volume vs its 30-day averagetrading volume is about normal versus its 30-day average1.37×

Analyst

2
Change in the average price targetanalysts' average price target is unchanged from the prior reading0.0%
Change in the consensus ratingthe analyst consensus rating is unchanged since the prior readingunchanged

Candlestick patterns

1
Since a doji9 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level9 sessions ago

Price gaps

2
Gap at the openit opened on 2026-08-21 at essentially the same price it closed at the session before — no meaningful overnight gap-0.1%
Gap filleda 2.2% gap down opened on 2026-06-12 has been "filled" 48 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it48 sessions ago

Price streaks

1
Closing streakit has closed higher 2 sessions in a row, a +5.51% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session2 sessions up

Relative strength

4
vs market, 1 monthover the past 1 month this stock beat the market by 8.0 percentage points (the stock gained 10.3% while the market gained 2.3%)+8.0%
vs market, 3 monthsover the past 3 months this stock beat the market by 22.6 percentage points (the stock gained 25.7% while the market gained 3.1%)+22.6%
vs market, 6 monthsover the past 6 months this stock beat the market by 8.4 percentage points (the stock gained 19.5% while the market gained 11.1%)+8.4%
vs market, 12 monthsover the past 12 months this stock lagged the market by 2.4 percentage points (the stock gained 18.1% while the market gained 20.5%)-2.4%

Signal agreement

2
Bullish technical signals6 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, a fresh 20-day high, MACD momentum is positive, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast6 of 9
Bearish technical signals1 of the 9 technical signals we can compute for it is currently in a bearish state: near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast1 of 9

Trend (Ichimoku cloud)

1
Vs the Ichimoku cloudtrading 10% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 4.4% of the share price.+10.4%

Volume-weighted price

2
Vs this year’s average price paidthe price is 23% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $20.98 — a volume-weighted average of daily closes over 150 sessions, not a true tick-by-tick VWAP.+23.2%
Vs the average paid since it last reportedthe price is 6% above the average price paid since it last reported on 2026-07-10 (its 8-K), so the typical buyer over that stretch is showing a gain. That average is $24.28 — a volume-weighted average of daily closes over 31 sessions, not a true tick-by-tick VWAP.+6.4%

Price levels it has turned at before

ASIC last closed at $25.84 on 2026-08-21. Since 2025-06-11 it has turned at 11 prices below its last close and 0 above; the 3 nearest below are listed, nearest first.

LevelSideDistanceEvidence
$25.81Support0.1% below the last closeturned there three times · 2026-07-06 to 2026-08-12
$23.83Support7.8% below the last closeturned there twice · 2025-08-25 to 2026-02-25
$22.02Support14.8% below the last closeturned there four times · 2025-07-21 to 2026-07-23

A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.

Wave structure

Its recent swings can be read as a three-part upward correction — the A-B-C shape chartists use for a pullback — now complete.

This labelling fails — stops being a possible reading at all — if it closes above $26.00.

It is the only labelling that fits these swings, though its proportions are not the textbook ones.

This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.

Read from daily closes as of 2026-08-21.

An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.

Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.

Ask about ASIC's technicals →

Analyst consensus

  • Consensus ratingBuy (1.80 mean, 1=Strong Buy…5=Strong Sell) — 5 analysts
  • Mean price target$29.10 range $28.00 – $30.00; median $29.00

Analyst estimates, as of 2026-08-17. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.

Analyst EPS estimate for ASIC

  • Consensus EPS estimate$0.5194 next reporting period, as of 2026-08-17

Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.

The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.

Ask how ASIC's estimates have moved →

Key risks (from latest filing)

["Potential inadequacy of loss reserves to cover actual losses","Reliance on a select group of brokers for the majority of premium volume","Exposure to severe weather conditions and catastrophic events increasing claim frequency and severity"]

See ASIC's biggest risks from its latest 10-Q →

What changed in the latest 10-Q

AI-assisted comparison of ASIC's 10-Q filed 2026-05-07 against the prior one filed 2025-11-12.

Management's Discussion & Analysis (MD&A)

  • Added:
    • Newer filing (2026-05-07) adds that company is 'Ategrity Specialty Insurance Company Holdings' in the Overview section
    • Newer filing adds 'Ategrity Specialty Insurance Company, a Delaware-domiciled E&S insurer' as the conducting entity
    • Newer filing specifies selected industry verticals as 'Retail, Real Estate, Hospitality, and Construction'
    • Newer filing adds 'inflation in building material costs' to the list of factors affecting losses and loss adjustment expenses
    • Newer filing describes investment portfolio composition as including 'fixed income securities' and 'loans to affiliates'
    • Newer filing adds reference to 'letters of credit issued for the benefit of Ategrity Specialty on behalf of Ategrity Limited' in Interest expense section
  • Removed:
    • Older filing (2025-11-12) reference to 'audited consolidated financial statements and related notes disclosed in the Prospectus' removed from newer filing
    • Older filing references 'Risk factors' in Prospectus; newer filing references 'Risk Factors' only in current quarterly report
    • Older filing's extensive description of proprietary underwriting platform, data analytics, competitive positioning, and claims management approach removed
    • Older filing's description of target distribution partners as 'digital-native and tech-savvy' and emphasis on 'real-time, frictionless insurance transactions' removed
    • Older filing's description of 'extensive network of distribution partners' and 'robust transaction opportunities' removed
    • Older filing's description of 'fully integrated claims management function' and 'active approach to risk management through real-time performance analytics, rigorous risk aggregation monitoring' removed
    • Older filing describes policy fees as 'a flat charge'; newer filing describes fees as 'either a flat amount or a variable charge'
    • Older filing lists investment composition as 'fixed-maturity securities' with separate mention of 'short-term investments, equity securities, note receivable from affiliate, and securities sold not-yet purchased'; newer filing consolidates as 'fixed income securities' and 'loans to affiliates'
    • Older filing references 'investment management expenses'; newer filing references 'investment management and other related expenses'
  • Reworded:
    • Section title changed from 'Item 2. Management's discussion and analysis' to 'Item 2. Management's Discussion and Analysis'
    • Opening sentence changed from 'unaudited condensed consolidated financial statements' to 'condensed consolidated financial statements'
    • Company description changed from 'We are a specialty insurance company' to 'Ategrity Specialty Insurance Company Holdings is a specialty property and casualty insurance holding company'
    • 'productionized underwriting' method now explicitly defined with specific components: 'micro-segmentation, centralized underwriting governance, and automated workflows'
    • Older 'Net premiums earned' heading changed to 'Net earned premiums' in newer filing
    • Fee income description: older stated 'Policy fees are a flat charge'; newer states 'These policy fees may be assessed as either a flat amount or a variable charge, depending on the specific policy type'
    • Losses and loss adjustment expenses list: older omits 'inflation in building material costs' which appears in newer
  • Notes:
    • The older filing text appears truncated at the end of the 'Net realized and unrealized gains (losses) on investmen' section, preventing full comparison of that section
    • The older filing's reference section appears to end mid-sentence, limiting assessment of completeness

Risk Factors

  • Added:
    • Reference to 'Annual Report on Form 10-K for the year ended December 31, 2025 (our "2025 Form 10-K")' in forward-looking statements risk factor list (filed 2026-05-07)
    • Explicit naming of 'Ategrity Specialty Insurance Company ("Ategrity Specialty") or to Ategrity Specialty Insurance Limited ("Ategrity Limited")' with parenthetical entity name definitions (filed 2026-05-07)
    • Explicit naming of 'Zimmer Financial Services Group LLC ("ZFSG")' with parenthetical entity name definition (filed 2026-05-07)
  • Removed:
    • Reference to 'final prospectus on form 424(b) filed with the Securities and Exchange Commission (the "SEC") on June 11, 2025 (the "Prospectus")' replaced with 2025 Form 10-K reference (filed 2025-11-12)
    • Balance sheet comparison date changed from September 30, 2025 and December 31, 2024 to March 31, 2026 and December 31, 2025 (different reporting periods)
  • Reworded:
    • Risk factor reference changed from '" Risk factors " in our final prospectus on form 424(b)...' to 'Risk Factors" in Part I, Item 1A of our Annual Report on Form 10-K for the year ended December 31, 2025' (filed 2026-05-07 vs 2025-11-12)
    • Entity name reference shortened from 'Ategrity Specialty or to Ategrity Limited' to full formal names with parentheticals 'Ategrity Specialty Insurance Company ("Ategrity Specialty") or to Ategrity Specialty Insurance Limited ("Ategrity Limited")' (filed 2026-05-07)
    • Entity reference shortened from 'ZFSG and its affiliates' to same with parenthetical full name 'Zimmer Financial Services Group LLC ("ZFSG") and its affiliates' (filed 2026-05-07)
  • Notes:
    • The two filings cover different quarter-end periods (Q3 2025 vs Q1 2026), so some numerical changes in balance sheet data reflect different reporting dates rather than substantive policy changes
    • Item number page references differ (Item 1A on page 51 in 2026 filing vs page 48 in 2025 filing), indicating content reorganization or length changes
    • The forward-looking statements section text is substantively similar with targeted revisions to regulatory and entity references

AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.

Ask what changed in ASIC's latest 10-Q →

Insider activity (SEC Form 4)

No open-market insider purchases or sales recorded in the last 90 days.

  • Last 180 days1 buy ($49975) · 0 sells — 1 buying insider

Most recent open-market transaction: 2026-05-04. As of 2026-08-25.

View full insider trading history → View SEC Form 3/4/5 filings

Ask about ASIC's insider activity →

Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.

Institutional ownership (13F)

5 institutional 13F filers reported holding ASIC as of 2026-03-31 (quarter-end position, filed within 45 days).

  • Distinct 13F filers 5
  • Reported shares held 842,810
  • Reported value $16,662,355

reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 5 increased, 0 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".

Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.

Ask about ASIC's institutional holders →

Short interest (FINRA)

ASIC had 275,126 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).

ASIC had 0.57% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 4.08 days to cover at the same settlement.

  • Reported short interest (shares) 275,126
  • Short interest (% of shares outstanding) 0.57%
  • Prior settlement (shares) 236,025
  • Reported change 16.57%
  • Days to cover (reported) 4.08

Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.

Ask about ASIC's short interest →

Competitors & peers

AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.

Not quite? Describe exactly what you want →

Compare ASIC vs…

ATEGRITY SPECIALTY INSURANCE COMPA is found in…

Frequently asked questions

What does ATEGRITY SPECIALTY INSURANCE COMPA (ASIC) do?

Ategrity Specialty Insurance Company Holdings is a property and casualty insurance holding company that operates exclusively in the excess and surplus (E&S) market for small to medium-sized businesses in the United States. The company utilizes a technology-driven "productionized underwriting" model, which incorporates micro-segmentation and automated workflows to manage a high volume of smaller-premium commercial insurance transactions across diverse industry verticals.

What sector is ATEGRITY SPECIALTY INSURANCE COMPA (ASIC) in?

ATEGRITY SPECIALTY INSURANCE COMPA (ASIC) is classified in the Financials sector. Its industry is Property and Casualty Insurance. It trades on NYSE.

Does ASIC pay a dividend?

Yes — ATEGRITY SPECIALTY INSURANCE COMPA (ASIC) pays a dividend, with an indicated yield of about 0.74% (market data, as of 2026-08-24). Informational only — not financial advice.

Who are ATEGRITY SPECIALTY INSURANCE COMPA's (ASIC) competitors?

Notable peers of ATEGRITY SPECIALTY INSURANCE COMPA (ASIC) include W. R. Berkley, Arch Capital Group, James River Group, Everest Group and Markel Group. This peer set is informational only — not financial advice.

Is ATEGRITY SPECIALTY INSURANCE COMPA (ASIC) overbought or oversold right now?

ATEGRITY SPECIALTY INSURANCE COMPA (ASIC) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 61, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.

Where does stocks-llm's data on ASIC come from?

Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.

Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.

Last updated 2026-08-21.

Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.

Research stocks in your own words.

Informational only — NOT financial advice.

ScreenersBlogPrivacyiOS app