ATEGRITY SPECIALTY INSURANCE COMPA (ASIC)
Financials · Excess and surplus (E&S) property and casualty insurance · NYSE
Ategrity Specialty Insurance Company Holdings is a specialty property and casualty insurance holding company focused exclusively on the excess and surplus (E&S) market for small to medium-sized businesses (SMBs) across…
What ATEGRITY SPECIALTY INSURANCE COMPA does
Ategrity Specialty Insurance Company Holdings is a specialty property and casualty insurance holding company focused exclusively on the excess and surplus (E&S) market for small to medium-sized businesses (SMBs) across the United States. The company underwrites commercial property and casualty risks across selected verticals including Retail, Real Estate, Hospitality, and Construction using a "productionized underwriting" model that combines technology-driven standardization, micro-segmentation, and automated workflows. It operates through its Delaware-domiciled E&S insurer subsidiary, Ategrity Specialty Insurance Company, and distributes products exclusively through licensed surplus lines brokers and wholesale agents.
Themes: ["E&S insurance / specialty lines","Small and medium-sized business (SMB) insurance","Productionized / technology-driven underwriting","Commercial property and casualty","Digital insurance platform"]
Fundamentals
- Price$24.00 as of 2026-07-09 close
- Market cap$1.2B as of 2026-07-10
- 1-year return+13.8% as of 2026-07-09 close
- P/E12.67 as of 2026-07-10
- Net margin+21.5% as of 2026-07-10
- ROE+15.2% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue growth (YoY)+13.5% as of 2026-07-10
- Beta0.92 as of 2026-07-10
Dividend: yield +0.8%; pays a dividend.
Key risks (from latest filing)
["Intense competition in the E&S insurance industry and reliance on a select group of brokers for distribution, where the three largest wholesale distribution corporations represented 46.5% of gross written premiums in 2025","Loss reserve adequacy and modeling uncertainty could result in actual claims significantly exceeding estimates, with potential material adverse effects on financial condition and results of operations","Exposure to severe weather conditions and catastrophic events that could increase claim frequency and severity, and potential adverse economic factors including recession, inflation, and unemployment affecting policy sales and claims"]
Competitors & peers
- Heritage Insurance Holdings
- Homeowners Choice Inc.
- Universal Insurance Holdings
- Arch Capital Group
- White Mountains Insurance Group
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.