Arch Capital Group (ACGL)
Financials · Diversified Insurance / Reinsurance · NASDAQ
A diversified global insurer and reinsurer providing comprehensive risk solutions across insurance, reinsurance, and mortgage markets.
What Arch Capital Group does
Arch Capital Group provides insurance, reinsurance, and mortgage insurance products globally. The company operates through a diversified platform offering property, casualty, and specialty insurance and reinsurance, alongside mortgage insurance services.
Themes: property and casualty insurance, reinsurance, mortgage insurance, specialty lines insurance, risk management
Fundamentals
- Price$96.08 as of 2026-10-08 close
- Market cap$32.8B as of 2026-07-30 (share count; price 2026-10-08)
- 1-year return+3.2% 2025-10-08 close $93.10 → 2026-10-08 close $96.08
- P/E7.44 as of 2026-10-08
- Net margin+22.1% FY2025, SEC XBRL
- ROE+18.2% FY2025, SEC XBRL
- Debt / equity0.18 as of 2026-09-03
- Revenue growth (YoY)-0.8% as of 2026-09-03
- Revenue CAGR (3y)+27.5% SEC XBRL
- Beta0.32 as of 2026-09-03
- Last reported earnings2026-07-28 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +0.1%; at least 2 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How ACGL compares in its sector
- price-to-earnings ratiobottom 25% 513 covered Financials peers, as of 2026-10-08
- net profit marginmiddle range 344 covered Financials peers, as of 2026-09-03
- return on equitytop 25% 559 covered Financials peers, as of 2026-09-03
- 3-year revenue CAGRtop 25% 347 covered Financials peers
- indicated dividend yieldbottom 10% 468 covered Financials peers, as of 2026-09-03
- free cash flow (absolute dollars, latest fiscal year)top 10% 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
ACGL is not currently in any published Top 10 list. Its scores are below.
Top 10 score
67.6 #58 of 1,379 scored · #24 of 220 in Financials
Valuation 88th (price to earnings 7.4, price to book 1.4) and financial health 83rd (free cash flow margin 30.7%, debt to equity 0.2); weakest is growth (51st, revenue growth year over year -0.8%, 3-year revenue CAGR 27.5%).
Scores as of 8 Oct 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 4.
How Arch Capital Group looks technically
Arch Capital Group (ACGL) is trading 0.3% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed above its 200-day average about 194 trading days ago — a "golden cross", a bullish long-term signal. A trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 20 (a reading of 25+ marks a strong trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 2 trading days ago (its momentum flipped positive). It made a new 20-day low about 7 trading days ago.
Trend
7
| Distance from the 200-day | it is trading 0.3% below its 200-day average, the long-term trend line — a long-term downtrend | -0.3% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $97.43 | $97.43 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $96.40 | $96.40 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 7 calendar days ago — the swings before that are what the structure reading is measured on | 7 sessions |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 194 trading days ago — a "golden cross", a bullish long-term signal | 194 sessions |
| Trend strength (14-day ADX) | a trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 20 (a reading of 25+ marks a strong trend) | 20.3 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30) | 51.2 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($92.28 to $97.64) — its "stochastic" reading is 71 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 70.9 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 2 trading days ago (its momentum flipped positive) | 2 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $107.08 | $107.08 |
|---|---|---|
| From the 52-week high | it is 10.3% below its 52-week high (its highest price of the past year) | -10.3% |
| Above the 52-week low | it is 16.5% above its 52-week low (its lowest price of the past year) | +16.5% |
| Below the 52-week high | it is 10.3% below its highest point of the past year | 10.3% |
| Since a 20-day breakout | it made a new 20-day low about 7 trading days ago | 7 sessions |
| Since a 55-day breakout | it made a new 55-day low about 7 trading days ago | 7 sessions |
| All-time high | its highest closing price on record is $116.47 (set on 2024-10-07) | $116.47 |
| Given back of the 52-week move | over the past year its closes ranged ($84.72 to $106.48), and it has given back around half of its rise from last year’s low — 48% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $92.34 to $93.03. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 47.8% |
| From the all-time high | it is 17.5% below its all-time high | -17.5% |
| Nearest price level | it is trading 1.1% below a resistance level at $97.09 — a price it turned at 13 times since 2025-01-17, most recently on 2026-09-15. Since 2024-10-08 it has 5 such levels below the current price and 3 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +1.1% |
| All-time low | its lowest closing price on record is $4.78 (set on 2005-09-01) | $4.78 |
| Above the all-time low | it is 1910.5% above its all-time low | +1,911% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 85% of it) | 15th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.82 between its high and its low — about 1.9% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.82 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $92.74 and $97.97 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $92.74 – $95.35 – $97.97 |
| Typical daily range (% of price) | its price moves about 1.9% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 1.9% |
| Stretch from the 200-day average | it is trading 0.2 daily ranges below its 200-day average price (0.3% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 0.2 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.57× |
|---|
Analyst
2
| Change in the average price target | analysts have cut their average price target by 0.5% since the prior reading | -0.5% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a doji | 8 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 8 sessions ago |
|---|---|---|
| Since a bullish engulfing | 3 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 3 sessions ago |
Price gaps
2
| Gap at the open | it opened on 2026-10-08 at essentially the same price it closed at the session before — no meaningful overnight gap | +0.1% |
|---|---|---|
| Open gap | it gapped 3.8% below the previous close 50 sessions ago and has not traded back through the level it left behind at 106.48 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | -3.8% |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 0.7 percentage points (the stock gained 0.4% while the market gained 1.0%) | -0.7% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 9.6 percentage points (the stock lost 5.8% while the market gained 3.8%) | -9.6% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 18.2 percentage points (the stock lost 0.7% while the market gained 17.5%) | -18.2% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 11.8 percentage points (the stock gained 3.2% while the market gained 15.0%) | -11.8% |
Signal agreement
2
| Bullish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, MACD momentum is positive — these describe past price behaviour, not a forecast | 2 of 9 |
|---|---|---|
| Bearish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bearish state: trading below its 200-day average, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 3 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 3.0% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 1.9% of the share price, which is taken to mean a barrier that gives way easily. | -3.0% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is sitting right on the average price paid so far this year, so the typical buyer over that stretch is roughly break-even. That average is $96.02 — a volume-weighted average of daily closes over 191 sessions, not a true tick-by-tick VWAP. | +0.1% |
|---|---|---|
| Vs the average paid since it last reported | the price is 1% below the average price paid since it last reported on 2026-07-28 (its 8-K), so the typical buyer over that stretch is under water. That average is $97.14 — a volume-weighted average of daily closes over 52 sessions, not a true tick-by-tick VWAP. | -1.1% |
Head and shoulders, bearish — broke down · entry $95.54 · 62 sessions in
Falling wedge, bullish — broke out · entry $93.55 · 60 sessions in
Price levels it has turned at before
ACGL last closed at $96.08 on 2026-10-08. Since 2024-10-08 it has turned at 5 prices below its last close and 3 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $97.09 | Resistance | 1.1% above the last close | turned there 13 times · 2025-01-17 to 2026-09-15 |
| $94.37 | Support | 1.8% below the last close | turned there 14 times · 2024-11-04 to 2026-09-09 |
| $99.78 | Resistance | 3.9% above the last close | turned there three times · 2026-04-09 to 2026-09-03 |
| $91.65 | Support | 4.6% below the last close | turned there 12 times · 2025-01-24 to 2026-10-01 |
| $102.34 | Resistance | 6.5% above the last close | turned there five times · 2024-11-08 to 2026-08-24 |
| $88.85 | Support | 7.5% below the last close | turned there 7 times · 2024-12-20 to 2026-01-16 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · MACD just crossed bullish (12/26/9) · lagging the market · Least volatile (2% or less typical daily range) · Trading at this year’s average price paid (anchored VWAP) · Trading below the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · macd · breakout
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.25 mean, 1=Strong Buy…5=Strong Sell) — 19 analysts
- Mean price target$111.08 range $95.00 – $129.00; median $110.00
Analyst estimates, as of 2026-10-06. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for ACGL
- Consensus EPS estimate$1.96 next reporting period, as of 2026-10-06
- Estimate change, 30 days+$0.1185 (+6.4%) from $1.84, on 2026-09-05, 31-day window
- Readings revised upward33% of 9 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Greater than expected loss ratios and adverse development on claim liabilities in insurance, reinsurance, or mortgage segments.","Exposure to unpredictable natural and man-made catastrophic events and economic volatility.","Dependence on maintaining favorable financial strength ratings from rating agencies."]
What changed in the latest 10-Q
AI-assisted comparison of ACGL's 10-Q filed 2026-08-04 against the prior one filed 2026-05-05.
Management's Discussion & Analysis (MD&A)
The two filings could not be meaningfully compared for this section.
Risk Factors
- Added:
- Newer filing dated 2026-08-04 states capital of approximately $28.3 billion at June 30, 2026, whereas older filing dated 2026-05-05 stated approximately $26.9 billion at March 31, 2026.
- Newer filing states during the 2026 second quarter the company repurchased 12.4 million common shares for an aggregate $1.2 billion, and that through the first half of the year approximately 94% of net income was repurchased.
- Newer filing states the insurance segment reported $27 million of underwriting income for the 2026 second quarter.
- Newer filing states reinsurance segment net premiums written were $1.8 billion, down roughly 10% compared to the 2025 second quarter.
- Newer filing states reinsurance segment contributed $410 million of underwriting income in the 2026 second quarter.
- Newer filing states mortgage segment generated $220 million of underwriting income in the 2026 second quarter.
- Newer filing states U.S. primary mortgage insurance portfolio persistency was 79.9%.
- Newer filing states book value per share was $68.04 at June 30, 2026, compared to $66.19 at March 31, 2026 and $59.17 at June 30, 2025, with a 2.8% increase for the 2026 second quarter.
- Newer filing states annualized net income return on average common equity and annualized operating return on average common equity of 18.0% and 15.3%, respectively, for the 2026 second quarter.
- Newer filing states growth opportunities included national accounts in the U.S., while older filing stated alternative markets in the U.S.
- Newer filing states growth opportunities included war and terrorism in the London market business.
- Removed:
- Older filing dated 2026-05-05 stated during the 2026 first quarter the company repurchased $783 million of Arch common shares.
- Older filing stated the insurance segment reported $66 million of underwriting income for the 2026 first quarter.
- Older filing stated reinsurance segment net premiums written were $2.2 billion, down roughly 6% compared to the 2025 first quarter.
- Older filing stated reinsurance segment contributed $441 million of underwriting income in the 2026 first quarter.
- Older filing stated mortgage segment generated $221 million of underwriting income in the 2026 first quarter.
- Older filing stated U.S. primary mortgage insurance portfolio persistency was 80.7%.
- Older filing stated book value per share was $66.19 at March 31, 2026, compared to $65.11 at December 31, 2025 and $55.15 at March 31, 2025, with a 1.7% increase for the 2026 first quarter.
- Older filing stated annualized net income return on average common equity and annualized operating return on average common equity of 17.8% and 15.4%, respectively, for the 2026 first quarter.
- Older filing stated the company had substantially completed the data and system migration of acquired businesses from the MCE Acquisition and that certain remaining transition expenses were expected to extend into mid-year.
- Older filing stated first quarter operating expenses were elevated due to transition expenses related to the MCE Acquisition.
- Reworded:
- Newer filing describes competitive conditions as having 'increased across portions of the insurance and reinsurance markets' but states the market 'remains constructive', while older filing stated market conditions 'have become more competitive compared to recent years; however, rates and terms and conditions, in aggregate, continue to support attractive returns.'
- Newer filing states reinsurance underwriting teams are 'actively managing the cycle by selectively writing new business where returns are attractive and adjusting participation where pricing does not meet our minimum return thresholds'; older filing stated teams are 'working to actively manage the cycle by selectively writing new business where returns are attractive and reduce participation where pricing does not meet our minimum return thresholds.'
- Newer filing describes the company's strong balance sheet as permitting both investment in the business and return of capital to investors, followed by second quarter repurchase figures; older filing had a more general statement about repurchases in the first quarter without the balance sheet linkage.
- Newer filing expands insurance segment discussion to note the reduction in E&S property business due to competitive rate pressure, whereas older filing mentioned competitive rate pressure in select property and short-tail lines and did not specifically mention E&S property.
- Newer filing adds a sentence about the company's scale, market position and access to traditional reinsurance and third party capital allowing continued meaningful solutions to brokers and cedants; older filing did not include this sentence.
- Notes:
- This comparison is limited to the provided excerpts and may not capture differences in sections beyond the excerpted text.
- The provided section labeled 'Risk Factors' contains Management's Discussion and Analysis content rather than Item 1A risk factor disclosures.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 1 open-market sale by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 90 days · read to 2026-10-040 buys · 1 sell ($1M) — 1 selling insider
- Last 180 days · read to 2026-10-041 buy ($498651) · 3 sells ($1M) — 1 buying, 2 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-08-18. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about ACGL's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
U.S. House trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 3 matched disclosures for ACGL from U.S. House Clerk Periodic Transaction Report filings.
U.S. House trading disclosures →Short interest (FINRA)
ACGL had 7,258,342 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
ACGL had 2.13% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 1.88 days to cover at the same settlement.
- Reported short interest (shares) 7,258,342
- Short interest (% of shares outstanding) 2.13%
- Prior settlement (shares) 7,338,327
- Reported change -1.09%
- Days to cover (reported) 1.88
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Everest Group (EG)
- RenaissanceRe (RNR)
- Axis Capital (AXS)
- Assured Guaranty (AGO)
- American International Group (AIG)
- Chubb (CB)
- Berkshire Hathaway
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does Arch Capital Group (ACGL) do?
Arch Capital Group provides insurance, reinsurance, and mortgage insurance products globally. The company operates through a diversified platform offering property, casualty, and specialty insurance and reinsurance, alongside mortgage insurance services.
What sector is Arch Capital Group (ACGL) in?
Arch Capital Group (ACGL) is classified in the Financials sector. Its industry is Diversified Insurance / Reinsurance. It trades on NASDAQ.
Does ACGL pay a dividend?
Yes — Arch Capital Group (ACGL) pays a dividend, with an indicated yield of about 0.13% and at least 2 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-09-03). Informational only — not financial advice.
Who are Arch Capital Group's (ACGL) competitors?
Notable peers of Arch Capital Group (ACGL) include Everest Group, RenaissanceRe, Axis Capital, Assured Guaranty and American International Group. This peer set is informational only — not financial advice.
Has there been recent U.S. House stock trading in ACGL?
Yes — we hold 3 matched STOCK Act disclosures for ACGL from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is Arch Capital Group (ACGL) overbought or oversold right now?
Arch Capital Group (ACGL) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 51, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on ACGL come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.