Arch Capital Group (ACGL)
Financials · Diversified Insurance / Reinsurance · NASDAQ
A diversified global insurer and reinsurer providing comprehensive risk solutions across insurance, reinsurance, and mortgage markets.
What Arch Capital Group does
Arch Capital Group provides insurance, reinsurance, and mortgage insurance products globally. The company operates through a diversified platform offering property, casualty, and specialty insurance and reinsurance, alongside mortgage insurance services.
Themes: property and casualty insurance, reinsurance, mortgage insurance, specialty lines insurance, risk management
Fundamentals
- Price$99.39 as of 2026-08-21 close
- Market cap$33.9B as of 2026-08-21
- 1-year return+6.3% 2025-08-21 close $93.54 → 2026-08-21 close $99.39
- P/E7.13 as of 2026-08-24
- Net margin+25.4% as of 2026-08-24
- ROE+19.5% as of 2026-08-24
- Debt / equity0.18 as of 2026-08-24
- Revenue growth (YoY)-0.8% as of 2026-08-24
- Revenue CAGR (3y)+27.5% SEC XBRL
- Beta0.26 as of 2026-08-24
- Last reported earnings2026-07-28 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +0.1%; at least 2 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How ACGL compares in its sector
- price-to-earnings ratiobottom 10% 525 covered Financials peers, as of 2026-08-24
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- return on equitytop 25% 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRtop 25% 347 covered Financials peers
- indicated dividend yieldbottom 10% 453 covered Financials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)top 10% 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
ACGL is not currently in any published Top 10 list. Its scores are below.
Long-term score
63.6 #108 of 987 scored · #64 of 191 in Financials
Financial health 88th (free cash flow margin 32.8%, debt to equity 0.2) and valuation 87th (price to earnings 7.7, price to book 1.4); weakest is capital return (21st, consecutive years of dividend increases 2 years).
Short-term score
43.1 #1234 of 1,704 scored · #221 of 277 in Financials
Trend 51st: a "golden cross" — its 50-day average is above its 200-day; catalysts 47th: analysts have raised their average price target by 0.1% since the prior reading; weakest is volume and participation 35th: it gapped 3.8% below the previous close and has not traded back through the level it left behind — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed.
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
How Arch Capital Group looks technically
Arch Capital Group (ACGL) is trading 4.0% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 161 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 11, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30). It made a new 20-day low about 8 trading days ago.
Trend
7
| Distance from the 200-day | it is trading 4.0% above its 200-day average, the long-term trend line — a longer-term uptrend | +4.0% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $98.72 | $98.72 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $95.60 | $95.60 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 9 calendar days ago — the swings before that are what the structure reading is measured on | 9 sessions |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 161 trading days ago — a "golden cross", a bullish long-term signal | 161 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 11, below the 25 that marks a real trend) | 11.1 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30) | 50.6 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($96.95 to $100.58) — its "stochastic" reading is 67 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 67.3 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 17 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $107.08 | $107.08 |
|---|---|---|
| From the 52-week high | it is 7.2% below its 52-week high (its highest price of the past year) | -7.2% |
| Above the 52-week low | it is 20.5% above its 52-week low (its lowest price of the past year) | +20.6% |
| Below the 52-week high | it is 7.2% below its highest point of the past year | 7.2% |
| Since a 20-day breakout | it made a new 20-day low about 8 trading days ago | 8 sessions |
| Since a 55-day breakout | it made a new 55-day high about 19 trading days ago | 19 sessions |
| All-time high | its highest closing price on record is $116.47 (set on 2024-10-07) | $116.47 |
| Given back of the 52-week move | over the past year its closes ranged ($84.72 to $106.48), and it has given back roughly a third of its rise from last year’s low — 33% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $92.34 to $93.03. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 32.6% |
| From the all-time high | it is 14.7% below its all-time high | -14.7% |
| Nearest price level | it is sitting right on a resistance level at $99.42 — a price it turned at twice since 2026-04-09, most recently on 2026-04-21. Since 2024-08-21 it has 6 such levels below the current price and 4 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +0.0% |
| All-time low | its lowest closing price on record is $4.78 (set on 2005-09-01) | $4.78 |
| Above the all-time low | it is 1979.8% above its all-time low | +1,980% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 60th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $2.07 between its high and its low — about 2.1% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $2.07 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $95.19 and $104.67 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $95.19 – $99.93 – $104.67 |
| Typical daily range (% of price) | its price moves about 2.1% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.1% |
| Stretch from the 200-day average | it is trading 1.8 daily ranges above its 200-day average price (4.0% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 1.8 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.83× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a doji | 6 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 6 sessions ago |
|---|---|---|
| Since a bullish engulfing | 1 session ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 1 session ago |
Price gaps
2
| Gap at the open | it opened on 2026-08-21 0.4% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.4% |
|---|---|---|
| Open gap | it gapped 3.8% below the previous close 17 sessions ago and has not traded back through the level it left behind at 106.48 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | -3.8% |
Price streaks
1
| Closing streak | it has closed higher 2 sessions in a row, a +0.87% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 2 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 3.5 percentage points (the stock lost 1.2% while the market gained 2.3%) | -3.5% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 0.3 percentage points (the stock gained 3.4% while the market gained 3.1%) | +0.3% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 10.2 percentage points (the stock gained 0.9% while the market gained 11.1%) | -10.2% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 14.2 percentage points (the stock gained 6.3% while the market gained 20.5%) | -14.2% |
Signal agreement
2
| Bullish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 3 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: MACD momentum is negative, lagging the market over 6 months — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 0.1% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 3.2% of the share price. | +0.1% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 4% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $95.88 — a volume-weighted average of daily closes over 158 sessions, not a true tick-by-tick VWAP. | +3.7% |
|---|---|---|
| Vs the average paid since it last reported | the price is 1% below the average price paid since it last reported on 2026-07-28 (its 8-K), so the typical buyer over that stretch is under water. That average is $100.07 — a volume-weighted average of daily closes over 19 sessions, not a true tick-by-tick VWAP. | -0.7% |
Price levels it has turned at before
ACGL last closed at $99.39 on 2026-08-21. Since 2024-08-21 it has turned at 6 prices below its last close and 4 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $99.42 | Resistance | at the last close | turned there twice · 2026-04-09 to 2026-04-21 |
| $96.98 | Support | 2.4% below the last close | turned there 12 times · 2025-01-17 to 2026-08-12 |
| $102.53 | Resistance | 3.2% above the last close | turned there four times · 2024-11-08 to 2026-03-02 |
| $94.35 | Support | 5.1% below the last close | turned there 13 times · 2024-11-04 to 2026-04-13 |
| $106.89 | Resistance | 7.5% above the last close | turned there twice · 2024-10-07 to 2026-07-28 |
| $91.59 | Support | 7.8% below the last close | turned there 11 times · 2025-01-24 to 2026-05-13 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · trendless / choppy (low ADX) · lagging the market · Trading above the Ichimoku cloud · Near a resistance level (pressing into a price that has capped it before) | Learn: moving average · golden cross · adx · rsi · breakout
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.25 mean, 1=Strong Buy…5=Strong Sell) — 19 analysts
- Mean price target$111.87 range $95.00 – $134.00; median $111.00
Analyst estimates, as of 2026-08-23. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for ACGL
- Consensus EPS estimate$1.84 next reporting period, as of 2026-08-23
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Greater than expected loss ratios and adverse development on claim liabilities in insurance, reinsurance, or mortgage segments.","Exposure to unpredictable natural and man-made catastrophic events and economic volatility.","Dependence on maintaining favorable financial strength ratings from rating agencies."]
What changed in the latest 10-Q
AI-assisted comparison of ACGL's 10-Q filed 2026-05-05 against the prior one filed 2025-11-06.
Management's Discussion & Analysis (MD&A)
- Reworded:
- Reference to annual Form 10-K changed from 'year ended December 31, 2024' (2025-11-06 filing) to 'year ended December 31, 2025' (2026-05-05 filing)
- Form 10-K designation changed from '2024 Form 10-K' (2025-11-06 filing) to '2025 Form 10-K' (2026-05-05 filing)
- Notes:
- Both texts appear truncated at the end ('Risk Factors' set forth in Item 1A of Part I of our [YEAR] Form 10-K and '). Full comparison of complete MD&A section not possible with provided excerpts.
Risk Factors
- Added:
- Added 'geopolitical instability and conflict' to general economic conditions risk factor (2026-05-05 filing)
- Added 'caused by humans' qualifier to terrorism and hostilities risk factor (2026-05-05 filing)
- Added reference to Annual Report on Form 10-K for year ended December 31, 2025, filed February 26, 2026 (2026-05-05 filing)
- Removed:
- Removed 'including sovereign debt concerns or' from economic conditions risk factor (was in 2025-11-06 filing)
- Removed 'or a pandemic' from contagious disease risk factor, now reads 'effect of contagious diseases' only (2026-05-05 filing)
- Removed reference to Annual Report on Form 10-K for year ended December 31, 2024, filed February 27, 2025 (was in 2025-11-06 filing)
- Reworded:
- Changed 'Forward-looking statements reflect our current assessment' to 'Forward-looking statements reflect our current assessment' (2026-05-05: no substantive change detected in this phrase)
- Changed 'developments in the world's financial and capital markets' to 'developments in the global financial and capital markets' (2026-05-05 filing)
- Changed 'claims for natural or man-made catastrophic events' to 'claims for natural catastrophic events or severe economic events' (2026-05-05 filing)
- Changed 'changes in general economic conditions, resulting in downgrades' to 'changes in general economic conditions, resulting in downgrades' (2026-05-05: modified phrasing of sovereign debt language)
- Notes:
- Page numbering differs between filings (Item 1A at page 57 in 2026-05-05 vs. page 63 in 2025-11-06), but this reflects document structure, not content changes
- Both filings reference different annual reports (2025 vs. 2024) due to different filing periods
- The comparison covers the Cautionary Note section which precedes Item 1A Risk Factors
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 2 open-market sales by insiders in the last 90 days.
- Last 30 days0 buys · 1 sell ($1M) — 1 selling insider
- Last 90 days0 buys · 2 sells ($1M) — 2 selling insiders
- Last 180 days1 buy ($498651) · 3 sells ($1M) — 1 buying, 2 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-08-18. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about ACGL's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Congressional trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 3 matched disclosures for ACGL from U.S. House Clerk Periodic Transaction Report filings.
Congressional trading disclosures →Short interest (FINRA)
ACGL had 8,062,692 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
ACGL had 2.36% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 3.96 days to cover at the same settlement.
- Reported short interest (shares) 8,062,692
- Short interest (% of shares outstanding) 2.36%
- Prior settlement (shares) 8,806,401
- Reported change -8.45%
- Days to cover (reported) 3.96
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Everest Group (EG)
- RenaissanceRe (RNR)
- Axis Capital (AXS)
- Assured Guaranty (AGO)
- American International Group (AIG)
- Chubb (CB)
- Berkshire Hathaway
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does Arch Capital Group (ACGL) do?
Arch Capital Group provides insurance, reinsurance, and mortgage insurance products globally. The company operates through a diversified platform offering property, casualty, and specialty insurance and reinsurance, alongside mortgage insurance services.
What sector is Arch Capital Group (ACGL) in?
Arch Capital Group (ACGL) is classified in the Financials sector. Its industry is Diversified Insurance / Reinsurance. It trades on NASDAQ.
Does ACGL pay a dividend?
Yes — Arch Capital Group (ACGL) pays a dividend, with an indicated yield of about 0.13% and at least 2 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-08-24). Informational only — not financial advice.
Who are Arch Capital Group's (ACGL) competitors?
Notable peers of Arch Capital Group (ACGL) include Everest Group, RenaissanceRe, Axis Capital, Assured Guaranty and American International Group. This peer set is informational only — not financial advice.
Has there been recent Congressional stock trading in ACGL?
Yes — we hold 3 matched STOCK Act disclosures for ACGL from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is Arch Capital Group (ACGL) overbought or oversold right now?
Arch Capital Group (ACGL) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 51, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on ACGL come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.