EVERTEC INC (EVTC)
Financials · Payment Processing and Network Services · NYSE
EVERTEC is a leading payment processing and transaction services provider operating primarily in Puerto Rico and Latin America, processing payments across merchant acquiring, ATH network operations, and financial institution services.
What EVERTEC INC does
EVERTEC provides transaction processing, payment processing services, and electronic payment network infrastructure across Puerto Rico, the Caribbean, and Latin America. The company operates the ATH network for card payments and acts as a critical payment processor for merchant acquiring and financial institutions. A significant portion of revenue comes from a long-term relationship with Popular, Inc. and Banco Popular (approximately 29% of revenues), where EVERTEC provides transaction-processing, clearing, settlement, and related payment services.
Themes: ["Payment processing and settlement","Electronic payment networks","Merchant acquiring","Latin America financial services","Card payment infrastructure","Cross-border payments"]
Fundamentals
- Price$28.87 as of 2026-07-09 close
- Market cap$1.8B as of 2026-07-10
- 1-year return-20.1% as of 2026-07-09 close
- P/E13.43 as of 2026-07-10
- Net margin+13.9% as of 2026-07-10
- Gross margin+50.3% as of 2026-07-10
- ROE+20.7% as of 2026-07-10
- Debt / equity1.64 as of 2026-07-10
- Revenue growth (YoY)+9.4% as of 2026-07-10
- Revenue CAGR (3y)+14.6% SEC XBRL
- Beta0.71 as of 2026-07-10
Dividend: yield +0.7%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Significant revenue concentration with Banco Popular (29% of revenues) and dependency on renewal of the A&R MSA expiring in 2028; loss or non-renewal could materially reduce revenues and profitability","Geographical concentration in Puerto Rico and Latin America exposes the company to political instability, natural disasters, fiscal challenges of Puerto Rico government, and foreign exchange risk","Cybersecurity and data breach risks; reliance on IT systems and third-party suppliers; potential loss of confidential data from payment processing infrastructure"]
Competitors & peers
- Global Payments (GPN)
- Fiserv (FISV)
- FIS (Fidelity National Information Services)
- Jack Henry & Associates (JKHY)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.