Fiserv (FISV)
Financials · financial technology (fintech) and payment processing · NASDAQ
A global leader in payments and financial technology, powering the systems behind digital banking, merchant acquiring, and point-of-sale commerce.
What Fiserv does
Fiserv provides payment and financial services technology to financial institutions, businesses, and consumers. The company's solutions include merchant acquiring, digital banking, payment processing, and core account processing systems.
Themes: digital payments, merchant services, banking technology, fintech, core banking transformation
Fundamentals
- Price$52.96 as of 2026-08-24 close
- Market cap$28.2B as of 2026-08-24
- P/E10.02 as of 2026-08-25
- Net margin+13.4% as of 2026-08-25
- Gross margin+56.2% as of 2026-08-25
- ROE+10.8% as of 2026-08-25
- Debt / equity1.04 as of 2026-08-25
- Revenue growth (YoY)-1.2% as of 2026-08-25
- Revenue CAGR (3y)+6.1% SEC XBRL
- Beta0.79 as of 2026-08-25
- Last reported earnings2026-08-06 SEC EDGAR Form 8-K (Item 2.02)
How FISV compares in its sector
- price-to-earnings ratiobottom 25% 525 covered Financials peers, as of 2026-08-25
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-25
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-25
- gross marginmiddle range 176 covered Financials peers, as of 2026-08-25
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-25
- 3-year revenue CAGRmiddle range 347 covered Financials peers
- free cash flow (absolute dollars, latest fiscal year)top 10% 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
FISV is not currently in any published Top 10 list. Its scores are below.
Long-term score
47.6 #953 of 1,605 scored · #216 of 248 in Financials
Valuation 88th (price to book 1, price to earnings 10.2) and profitability 59th (operating margin 23.1%, return on equity 10.8%); weakest is long-term trend (21st, trading below its 200-day average). Scored on 5 of 6 pillars — it pays a dividend, but its filings carry no per-share series to count increases from; no annual share count in its filings.
Short-term score
41.2 #1183 of 1,698 scored · #220 of 276 in Financials
Setup 71st: no fresh 20-day breakout up or down; catalysts 61st: open-market insider buys in 90 days 29, the analyst consensus rating is unchanged since the prior reading; weakest is trend 0th: a "death cross" — its 50-day average is below its 200-day. Its trend score is set to zero: its 50-day average is below its 200-day and the price is below both.
Scores as of 24 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 3.
How Fiserv looks technically
Fiserv (FISV) is trading 23.4% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 160 trading days ago — a "death cross", a bearish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 11, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 6 trading days ago (its momentum flipped negative). It made a new 20-day high about 15 trading days ago. Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 8% of the past ~6 months), which often precedes a bigger move.
Trend
8
| Distance from the 200-day | it is trading 23.4% below its 200-day average, the long-term trend line — a long-term downtrend | -23.4% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $51.46 | $51.46 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $69.13 | $69.13 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing high 11 calendar days ago — the swings before that are what the structure reading is measured on | 11 sessions |
| Wave structure | its recent swings can be read as a completed three-part upward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes above 55.98. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible three-wave upward correction, complete (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 160 trading days ago — a "death cross", a bearish long-term signal | 160 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 11, below the 25 that marks a real trend) | 11.3 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30) | 51.1 |
|---|---|---|
| Position in its 14-day range | it is trading around the middle of its 14-day range ($49.56 to $56.63) — its "stochastic" reading is 48 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 48.1 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 6 trading days ago (its momentum flipped negative) | 6 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $70.41 | $70.41 |
|---|---|---|
| From the 52-week high | it is 24.8% below its 52-week high (its highest price of the past year) | -24.8% |
| Above the 52-week low | it is 12.6% above its 52-week low (its lowest price of the past year) | +12.6% |
| Below the 52-week high | it is 24.8% below its highest point of the past year | 24.8% |
| Since a 20-day breakout | it made a new 20-day high about 15 trading days ago | 15 sessions |
| Since a 55-day breakout | it made a new 55-day low about 45 trading days ago | 45 sessions |
| All-time high | its highest closing price on record is $210.43 (set on 2024-12-26) | $210.43 |
| Given back of the 52-week move | not available for this company yet | n/a |
| From the all-time high | it is 74.8% below its all-time high | -74.8% |
| Nearest price level | not available for this company yet | n/a |
| All-time low | its lowest closing price on record is $2.40 (set on 1996-09-03) | $2.40 |
| Above the all-time low | it is 2108.4% above its all-time low | +2,108% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 8% of the past ~6 months), which often precedes a bigger move | 8th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.99 between its high and its low — about 3.8% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.99 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $50.70 and $56.10 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $50.70 – $53.40 – $56.10 |
| Typical daily range (% of price) | its price moves about 3.8% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 3.8% |
| Stretch from the 200-day average | it is trading 8.1 daily ranges below its 200-day average price (23.4% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 8.1 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.57× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a bullish engulfing | 9 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 9 sessions ago |
|---|---|---|
| Since a bearish engulfing | 2 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 2 sessions ago |
Price gaps
3
| Gap at the open | it opened on 2026-08-24 0.1% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.1% |
|---|---|---|
| Open gap | it gapped 3.5% above the previous close 28 sessions ago and has not traded back through the level it left behind at 49.54 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +3.5% |
| Gap filled | a 7.8% gap down opened on 2026-08-06 has been "filled" 12 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 12 sessions ago |
Price streaks
1
| Closing streak | it has closed higher 2 sessions in a row, a +3.08% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 2 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 0.5 percentage points (the stock gained 3.8% while the market gained 3.3%) | +0.5% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 9.7 percentage points (the stock lost 7.3% while the market gained 2.4%) | -9.7% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 21.5 percentage points (the stock lost 10.4% while the market gained 11.1%) | -21.5% |
| vs market, 12 months | not available for this company yet | n/a |
Signal agreement
2
| Bullish technical signals | 0 of the 9 technical signals we can compute for it are currently in a bullish state — these describe past price behaviour, not a forecast | 0 of 9 |
|---|---|---|
| Bearish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, MACD momentum is negative, lagging the market over 6 months — these describe past price behaviour, not a forecast | 4 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading inside the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-17 and projected forward over today's price, the zone traders read as unresolved — neither side has established a trend, and the band is where that gets settled. The band itself is thick, spanning 8.2% of the share price, which is taken to mean a barrier that has held for a while and takes effort to cross. | 0.0% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 7% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $57.24 — a volume-weighted average of daily closes over 151 sessions, not a true tick-by-tick VWAP. | -7.5% |
|---|---|---|
| Vs the average paid since it last reported | the price is sitting right on the average price paid since it last reported on 2026-08-06 (its 8-K), so the typical buyer over that stretch is roughly break-even. That average is $52.93 — a volume-weighted average of daily closes over 13 sessions, not a true tick-by-tick VWAP. | +0.1% |
Wave structure
Its recent swings can be read as a three-part upward correction — the A-B-C shape chartists use for a pullback — now complete.
This labelling fails — stops being a possible reading at all — if it closes above $55.98.
It is the only labelling that fits these swings, though its proportions are not the textbook ones. It was chosen from 3 labellings that survived the rules, counting shorter readings of the same bars.
This reading has stood for 3 trading days, since 2026-08-20.
Read from daily closes as of 2026-08-24.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · in a Bollinger Band volatility squeeze · trendless / choppy (low ADX) · Stretched far below its 200-day average (6+ daily ranges) · Trading inside the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · macd · breakout · bollinger bands
Based on daily closing prices as of 2026-08-24. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingHold (2.68 mean, 1=Strong Buy…5=Strong Sell) — 28 analysts
- Mean price target$62.18 range $40.00 – $106.00; median $59.50
Analyst estimates, as of 2026-08-21. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for FISV
- Consensus EPS estimate$1.72 next reporting period, as of 2026-08-21
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Dependence on the performance and security of payment processing and core banking systems.","Exposure to complex regulatory environments in the financial and payments industries.","Risk of cybersecurity incidents and data breaches."]
What changed in the latest 10-Q
AI-assisted comparison of FISV's 10-Q filed 2026-05-06 against the prior one filed 2025-10-30.
Management's Discussion & Analysis (MD&A)
The two filings could not be meaningfully compared for this section.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
6 open-market purchases and 0 open-market sales by insiders in the last 90 days.
- Last 90 days6 buys ($2M) · 0 sells — 6 buying insiders
- Last 180 days6 buys ($2M) · 0 sells — 6 buying insiders
Cluster buying: 6 different insiders reported open-market purchases (SEC code P) of FISV within a 30-day window between 2026-06-16 and 2026-06-17. Disclosed Form 4 activity, not a prediction of performance or a buy signal.
Activity heuristic: net buying (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-06-17. As of 2026-08-25.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about FISV's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Congressional trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 7 matched disclosures for FISV from U.S. House Clerk Periodic Transaction Report filings.
Congressional trading disclosures →Institutional ownership (13F)
5 institutional 13F filers reported holding FISV as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 72,691,551
- Reported value $4,056,188,537
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 3 increased, 2 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
FISV had 21,002,070 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
FISV had 3.95% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 3.62 days to cover at the same settlement.
- Reported short interest (shares) 21,002,070
- Short interest (% of shares outstanding) 3.95%
- Prior settlement (shares) 20,623,415
- Reported change 1.84%
- Days to cover (reported) 3.62
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Global Payments (GPN)
- Fidelity National Information Services (FIS)
- Jack Henry & Associates (JKHY)
- Toast (TOST)
- Block
- PayPal (PYPL)
- Adyen (ADYEY)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does Fiserv (FISV) do?
Fiserv provides payment and financial services technology to financial institutions, businesses, and consumers. The company's solutions include merchant acquiring, digital banking, payment processing, and core account processing systems.
What sector is Fiserv (FISV) in?
Fiserv (FISV) is classified in the Financials sector. Its industry is financial technology (fintech) and payment processing. It trades on NASDAQ.
Who are Fiserv's (FISV) competitors?
Notable peers of Fiserv (FISV) include Global Payments, Fidelity National Information Services, Jack Henry & Associates, Toast and Block. This peer set is informational only — not financial advice.
Has there been recent Congressional stock trading in FISV?
Yes — we hold 7 matched STOCK Act disclosures for FISV from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is Fiserv (FISV) overbought or oversold right now?
Fiserv (FISV) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 51, in the neutral middle (as of 2026-08-24). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on FISV come from?
Fundamentals and prices come from market data, as of 2026-08-25; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-25. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-24.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.