Fiserv (FISV)
Financials · Payments and financial services technology
Global fintech platform delivering payments, account processing, and merchant acquiring solutions to banks, financial institutions, and small businesses.
What Fiserv does
Fiserv is a leading global provider of payments and financial services technology solutions serving merchants, banks, credit unions, and other financial institutions. The company generates 80% of revenue from processing and services (account- and transaction-based fees under multi-year contracts) and 20% from product sales. Key offerings include account processing and digital banking solutions, card issuer processing, payments, e-commerce, merchant acquiring, and the Clover cloud-based POS and business management platform for small businesses.
Themes: ["payments infrastructure","merchant acquiring","financial technology","small business commerce","digital banking","POS systems","fintech","cloud-based payments"]
Fundamentals
- Price$51.65 as of 2026-07-09 close
- Market cap$27.5B as of 2026-07-10
- 1-year return-69.8% as of 2026-07-09 close
- P/E8.59 as of 2026-07-10
- Net margin+15.2% as of 2026-07-10
- Gross margin+58.1% as of 2026-07-10
- ROE+12.5% as of 2026-07-10
- Debt / equity1.11 as of 2026-07-10
- Revenue growth (YoY)+1.9% as of 2026-07-10
- Revenue CAGR (3y)+6.1% SEC XBRL
- Beta0.81 as of 2026-07-10
Key risks (from latest filing)
["Significant intangible assets (goodwill of $37.6B represents ~47% of total assets) create impairment risk if acquired businesses underperform","Substantial long-term debt of $27.9B creates financial leverage and refinancing risk","Moderate revenue growth (1.87% YoY) and recent sharp 69.6% one-year stock price decline suggest market concerns about competitive pressures or growth deceleration in payments and fintech sectors"]
Competitors & peers
- FIS (Fidelity National Information Services)
- SS&C Technologies
- Jack Henry & Associates
- Euronet Worldwide
- ACI Worldwide
- Repay Holdings
- Toast (private)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.