NCR VOYIX CORP (VYX)
Information Technology · Unified commerce platform / POS software and integrated payments · NYSE
NCR Voyix is a unified commerce platform for retailers and restaurants, combining cloud-based POS software, integrated payments, and comprehensive services to power seamless omnichannel shopping and dining experiences.
What NCR VOYIX CORP does
NCR Voyix is a global platform-powered leader in unified commerce for shopping and dining, providing a modernized suite of microservices-based SaaS applications, integrated payment solutions, and comprehensive services for retailers and restaurants. The company empowers customers to simplify transactions, optimize operations, and deliver superior omnichannel experiences across online, in-store, curbside, and mobile channels. Following the October 2023 spin-off of its ATM-focused business (NCR Atleos) and the September 2024 sale of its Digital Banking segment, NCR Voyix now focuses exclusively on commerce software, services, and payments.
Themes: ["Unified commerce / omnichannel retail","Point-of-sale (POS) software","SaaS modernization and cloud migration","Integrated payments","Restaurant technology","Retail software platforms","Self-checkout technology","AI acceleration in software development"]
Fundamentals
- Price$7.99 as of 2026-07-09 close
- Market cap$1.2B as of 2026-07-10
- 1-year return-40.3% as of 2026-07-09 close
- P/E15.77 as of 2026-07-10
- Net margin+2.8% as of 2026-07-10
- Gross margin+23.5% as of 2026-07-10
- ROE+6.5% as of 2026-07-10
- Debt / equity0.97 as of 2026-07-10
- Revenue growth (YoY)-7.3% as of 2026-07-10
- Revenue CAGR (3y)-5.4% SEC XBRL
- Beta1.44 as of 2026-07-10
Dividend: yield +1.2%; pays a dividend.
Key risks (from latest filing)
["Revenue decline: YoY revenue growth is negative (-7.28%), reflecting weak market conditions and business transitions following the spin-off and Digital Banking sale","Profitability pressure: Q1 2026 operating loss of $19 million and low net margin (2.77%) suggest operational challenges and integration risks from platform modernization and hardware transition","Hardware business transition execution risk: Migration to Ennoconn outsourced manufacturing model and shift to commission-based revenue create execution and margin uncertainty"]
Competitors & peers
- Square (SQ)
- Toast (TOST)
- Shopify (SHOP)
- Oracle Hospitality (ORCL)
- Lightspeed (LSPD)
- PayPal (PYPL)
- Block (SQ competitor ecosystem)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.