Toast, Inc. (TOST)
Information Technology · Restaurant technology / hospitality software
Toast is a cloud-based, all-in-one operating system for restaurants combining point-of-sale software, payment processing, and workforce management into a single integrated platform.
What Toast, Inc. does
Toast is a cloud-based SaaS platform purpose-built as an operating system for the restaurant and food and beverage retail industry. The company provides an integrated suite of solutions including point-of-sale systems, digital ordering and delivery, labor and workforce management, inventory and supply chain tools, marketing and loyalty programs, financial management, and integrated payment processing. Toast serves restaurants of varying sizes—from small and mid-sized operators to large enterprise multi-location customers—across different service models including dine-in, takeout, delivery, catering, and retail.
Themes: ["Restaurant technology / POS systems","Restaurant operations and management","Payment processing / fintech","Digital ordering and delivery","Workforce management","AI-powered business intelligence","Omnichannel commerce","SaaS / cloud platforms"]
Fundamentals
- Price$28.85 as of 2026-07-09 close
- Market cap$16.7B as of 2026-07-10
- 1-year return-35.4% as of 2026-07-09 close
- P/E40.61 as of 2026-07-10
- Net margin+6.4% as of 2026-07-10
- Gross margin+26.3% as of 2026-07-10
- ROE+20.7% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue growth (YoY)+23.4% as of 2026-07-10
- Revenue CAGR (3y)+31.1% SEC XBRL
- Beta1.76 as of 2026-07-10
Key risks (from latest filing)
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Competitors & peers
- Square (SQ)
- Block (SQ)
- Lightspeed (LSPD)
- Oracle (ORCL) - Oracle Hospitality division
- NCR Voyix (NCR)
- Shopify (SHOP) - point of sale
- DoorDash (DASH) - delivery integration
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.