AFBI vs FNLC
AFBI: Affinity Bancshares is a community-focused bank holding company providing commercial and retail banking services to individuals and businesses. FNLC: A Maine-based regional bank with a strong deposit base and real-estate-secured loan portfolio, delivering double-digit returns on equity and growing net interest margins.
Side-by-side fundamentals
| Metric | AFBI | FNLC | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $22.85 | $33.90 | |
| Market cap as of 2026-07-23 | $139M | $385M | |
| P/E as of 2026-07-23 | 15.85 | 10.61 | FNLC lower |
| PEG as of 2026-07-23 | 0.31 | 0.37 | AFBI lower |
| Net margin as of 2026-07-23 | +21.9% | +38.1% | FNLC higher |
| Operating margin as of 2026-07-23 | +28.7% | +46.2% | FNLC higher |
| ROE as of 2026-07-23 | +6.9% | +13.1% | FNLC higher |
| ROA as of 2026-07-23 | +1.0% | +1.1% | FNLC higher |
| Debt / equity as of 2026-07-23 | 0.00 | 0.00 | Tie |
| Revenue growth (YoY) as of 2026-07-23 | +25.7% | +40.1% | FNLC higher |
| Dividend yield as of 2026-07-23 | +6.3% | +4.4% | AFBI higher |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-07-23 | 0.17 | 0.49 | |
| 1-year return as of 2026-07-22 close | +20.5% | +28.0% | FNLC higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.