AFBI vs MCBS
AFBI: Affinity Bancshares is a community-focused bank holding company providing commercial and retail banking services to individuals and businesses. MCBS: MetroCity Bankshares is a community-focused bank holding company with a strong footprint in commercial and residential real estate lending across several U.S. states.
Side-by-side fundamentals
| Metric | AFBI | MCBS | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $22.98 | $34.66 | |
| Market cap as of 2026-08-02 | $140M | $993M | |
| P/E as of 2026-08-02 | 15.96 | 13.60 | MCBS lower |
| PEG as of 2026-08-02 | 0.32 | 1.01 | AFBI lower |
| Net margin as of 2026-08-02 | +21.9% | +45.1% | MCBS higher |
| Operating margin as of 2026-08-02 | +28.7% | n/a | |
| ROE as of 2026-08-02 | +6.9% | +15.1% | MCBS higher |
| ROA as of 2026-08-02 | +1.0% | +1.8% | MCBS higher |
| Debt / equity as of 2026-08-02 | 0.00 | 0.00 | Tie |
| Revenue growth (YoY) as of 2026-08-02 | +25.7% | +35.4% | MCBS higher |
| Dividend yield as of 2026-08-02 | +6.3% | +3.3% | AFBI higher |
| Dividend streak (yrs) SEC XBRL | n/a | 4 | |
| Beta as of 2026-08-02 | 0.17 | 0.69 | |
| 1-year return as of 2026-07-27 close | +21.9% | +18.1% | AFBI higher |
Fundamentals: market data, as of 2026-08-02. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.