AGM vs EFC
AGM: Farmer Mac is a government-sponsored secondary market lender that purchases agricultural and rural loans from originators, securitizes them, and provides liquidity to the farm lending market. EFC: Specialty finance company generating returns from a diversified portfolio of mortgage-backed securities, residential/commercial loans, and reverse mortgage investments, funded with leverage through capital markets.
Side-by-side fundamentals
| Metric | AGM | EFC | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $208.99 | $13.36 | |
| Market cap as of 2026-07-30 | $2.2B | $1.7B | |
| P/E as of 2026-07-30 | 10.34 | 7.96 | EFC lower |
| PEG as of 2026-07-30 | 1.63 | 0.42 | EFC lower |
| Net margin as of 2026-07-30 | +13.2% | +40.4% | EFC higher |
| Gross margin as of 2026-07-30 | +25.6% | +27.3% | EFC higher |
| Operating margin as of 2026-07-30 | +16.1% | -8.0% | AGM higher |
| ROE as of 2026-07-30 | +13.0% | +11.9% | AGM higher |
| ROA as of 2026-07-30 | +0.6% | +1.1% | EFC higher |
| Debt / equity as of 2026-07-30 | 20.10 | 9.21 | EFC lower |
| Revenue growth (YoY) as of 2026-07-30 | +3.7% | +22.7% | EFC higher |
| Dividend yield as of 2026-07-30 | +3.0% | +11.5% | EFC higher |
| Dividend streak (yrs) SEC XBRL | 5 | 1 | AGM higher |
| Beta as of 2026-07-30 | 1.01 | 0.94 | |
| 1-year return as of 2026-07-27 close | +19.0% | +0.9% | AGM higher |
Fundamentals: market data, as of 2026-07-30. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.