ATLC vs LPRO
ATLC: Atlanticus Holdings is a fintech firm that leverages proprietary machine learning and predictive analytics to facilitate credit access for underserved, near-prime consumers through retail and healthcare point-of-sale channels. LPRO: Open Lending provides an automated risk management and insurance-backed lending platform that helps financial institutions profitably originate loans to near-prime and non-prime auto borrowers.
Side-by-side fundamentals
| Metric | ATLC | LPRO | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $104.20 | $3.14 | |
| Market cap as of 2026-07-30 | $1.6B | $372M | |
| P/E as of 2026-07-30 | 11.76 | n/a | |
| PEG as of 2026-07-30 | 0.52 | n/a | |
| Net margin as of 2026-07-30 | +13.3% | -6.0% | ATLC higher |
| Gross margin as of 2026-07-30 | +45.6% | +77.2% | LPRO higher |
| Operating margin as of 2026-07-30 | +17.6% | -7.4% | ATLC higher |
| ROE as of 2026-07-30 | +21.0% | -7.0% | ATLC higher |
| ROA as of 2026-07-30 | +2.1% | -2.0% | ATLC higher |
| Debt / equity as of 2026-07-30 | 9.19 | 1.10 | LPRO lower |
| Revenue growth (YoY) as of 2026-07-30 | +65.1% | +405.4% | LPRO higher |
| Revenue CAGR (3y) SEC XBRL | +23.4% | -19.6% | ATLC higher |
| Dividend yield as of 2026-07-30 | +0.6% | n/a | |
| Beta as of 2026-07-30 | 2.04 | 2.23 | |
| 1-year return as of 2026-07-27 close | +107.4% | +18.9% | ATLC higher |
Fundamentals: market data, as of 2026-07-30. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.