ATLC vs OMF
ATLC: Atlanticus Holdings is a fintech firm that leverages proprietary machine learning and predictive analytics to facilitate credit access for underserved, near-prime consumers through retail and healthcare point-of-sale channels. OMF: OneMain Financial provides personal loans, auto financing, and credit cards to nonprime consumers through a nationwide branch network and digital platform, managing $26.3 billion in customer receivables.
Side-by-side fundamentals
| Metric | ATLC | OMF | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $95.17 | $59.82 | |
| Market cap as of 2026-07-23 | $1.5B | $6.9B | |
| P/E as of 2026-07-23 | 10.78 | 8.67 | OMF lower |
| PEG as of 2026-07-23 | 0.48 | 0.66 | ATLC lower |
| Net margin as of 2026-07-23 | +13.3% | +12.6% | ATLC higher |
| Gross margin as of 2026-07-23 | +45.6% | +79.8% | OMF higher |
| Operating margin as of 2026-07-23 | +17.6% | +16.1% | ATLC higher |
| ROE as of 2026-07-23 | +21.0% | +23.6% | OMF higher |
| ROA as of 2026-07-23 | +2.1% | +2.9% | OMF higher |
| Debt / equity as of 2026-07-23 | 9.19 | 6.63 | OMF lower |
| Revenue growth (YoY) as of 2026-07-23 | +65.1% | +7.8% | ATLC higher |
| Revenue CAGR (3y) SEC XBRL | +23.4% | n/a | |
| Dividend yield as of 2026-07-23 | +0.6% | +7.0% | OMF higher |
| Dividend streak (yrs) SEC XBRL | n/a | 4 | |
| Beta as of 2026-07-23 | 2.06 | 1.21 | |
| 1-year return as of 2026-07-22 close | +83.4% | +3.6% | ATLC higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.