ATLC vs PRG
ATLC: Atlanticus Holdings is a fintech firm that leverages proprietary machine learning and predictive analytics to facilitate credit access for underserved, near-prime consumers through retail and healthcare point-of-sale channels. PRG: A financial technology company providing flexible lease-to-own, buy-now-pay-later, and payroll deduction financing solutions to near-prime and subprime consumers.
Side-by-side fundamentals
| Metric | ATLC | PRG | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $95.62 | $43.60 | |
| Market cap as of 2026-07-24 | $1.4B | $1.7B | |
| P/E as of 2026-07-24 | 10.38 | 11.70 | ATLC lower |
| PEG as of 2026-07-24 | 0.48 | 0.45 | PRG lower |
| Net margin as of 2026-07-24 | +13.3% | +6.0% | ATLC higher |
| Gross margin as of 2026-07-24 | +45.6% | +91.6% | PRG higher |
| Operating margin as of 2026-07-24 | +17.6% | +8.7% | ATLC higher |
| ROE as of 2026-07-24 | +21.0% | +20.5% | ATLC higher |
| ROA as of 2026-07-24 | +2.1% | +8.9% | PRG higher |
| Debt / equity as of 2026-07-24 | 9.19 | 1.21 | PRG lower |
| Revenue growth (YoY) as of 2026-07-24 | +65.1% | -1.5% | ATLC higher |
| Revenue CAGR (3y) SEC XBRL | +23.4% | -2.5% | ATLC higher |
| Dividend yield as of 2026-07-24 | +0.7% | +1.2% | PRG higher |
| Dividend streak (yrs) SEC XBRL | n/a | 2 | |
| Beta as of 2026-07-24 | 2.07 | 1.82 | |
| 1-year return as of 2026-07-23 close | +80.7% | +30.7% | ATLC higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.