AXP vs INBK
AXP: American Express is a global, technology-powered payments and premium lifestyle brand that connects card members and merchants through its end-to-end integrated payments platform. INBK: A digitally native bank holding company serving small businesses, entrepreneurs, and municipal entities nationwide through specialized lending, SBA financing, and fintech partnerships.
Side-by-side fundamentals
| Metric | AXP | INBK | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $348.74 | $26.47 | |
| Market cap as of 2026-07-23 | $237.6B | $228M | |
| P/E as of 2026-07-23 | 21.18 | n/a | |
| PEG as of 2026-07-23 | 1.44 | n/a | |
| Net margin as of 2026-07-23 | +14.1% | +10.5% | AXP higher |
| Gross margin as of 2026-07-23 | +61.0% | n/a | |
| Operating margin as of 2026-07-23 | +17.9% | +8.1% | AXP higher |
| ROE as of 2026-07-23 | +34.0% | -9.2% | AXP higher |
| ROA as of 2026-07-23 | +3.7% | -0.6% | AXP higher |
| Debt / equity as of 2026-07-23 | 6.42 | 0.29 | INBK lower |
| Revenue growth (YoY) as of 2026-07-23 | +9.4% | +50.5% | INBK higher |
| Revenue CAGR (3y) SEC XBRL | +6.5% | n/a | |
| Dividend yield as of 2026-07-23 | +1.1% | +0.9% | AXP higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 1.06 | 0.87 | |
| 1-year return as of 2026-07-22 close | +14.7% | -4.3% | AXP higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.