BCML vs JMSB
BCML: A regional bank serving small and mid-sized businesses across five Western states (California, Colorado, Nevada, New Mexico, Washington) with a focus on lending and deposit-gathering services. JMSB: A $2.3B regional bank serving small-to-medium businesses and professionals in the Washington, D.C. metropolitan area with strong local ties and specialized expertise in commercial lending.
Side-by-side fundamentals
| Metric | BCML | JMSB | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $33.30 | $22.18 | |
| Market cap as of 2026-07-23 | $361M | $313M | |
| P/E as of 2026-07-23 | 13.68 | 13.90 | BCML lower |
| PEG as of 2026-07-23 | 0.93 | 0.51 | JMSB lower |
| Net margin as of 2026-07-23 | n/a | +21.5% | |
| Operating margin as of 2026-07-23 | n/a | +30.9% | |
| ROE as of 2026-07-23 | +7.8% | +8.6% | JMSB higher |
| ROA as of 2026-07-23 | +1.0% | +1.0% | BCML higher |
| Debt / equity as of 2026-07-23 | 0.02 | 0.09 | BCML lower |
| Revenue growth (YoY) as of 2026-07-23 | n/a | +23.4% | |
| Dividend yield as of 2026-07-23 | +3.5% | +0.4% | BCML higher |
| Dividend streak (yrs) SEC XBRL | 4 | 4 | Tie |
| Beta as of 2026-07-23 | 0.30 | 0.44 | |
| 1-year return as of 2026-07-22 close | +19.8% | +12.5% | BCML higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.