BFH vs FCFS
BFH: A tech-enabled financial services firm providing private-label and co-brand credit cards and point-of-sale financing to major retail partners and their customers. FCFS: FirstCash is a leading international operator of pawn stores and provider of consumer point-of-sale payment and lease-to-own solutions.
Side-by-side fundamentals
| Metric | BFH | FCFS | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $106.11 | $204.01 | |
| Market cap as of 2026-08-03 | $4.1B | $8.8B | |
| P/E as of 2026-08-03 | 7.30 | 25.53 | BFH lower |
| PEG as of 2026-08-03 | 0.07 | 0.66 | BFH lower |
| Net margin as of 2026-08-03 | +12.6% | +9.2% | BFH higher |
| Gross margin as of 2026-08-03 | +92.9% | +50.5% | BFH higher |
| Operating margin as of 2026-08-03 | +15.1% | +15.7% | FCFS higher |
| ROE as of 2026-08-03 | +17.1% | +15.9% | BFH higher |
| ROA as of 2026-08-03 | +2.5% | +7.0% | FCFS higher |
| Debt / equity as of 2026-08-03 | 5.35 | 0.98 | FCFS lower |
| Revenue growth (YoY) as of 2026-08-03 | -1.1% | +14.4% | FCFS higher |
| Revenue CAGR (3y) SEC XBRL | -6.2% | +10.3% | FCFS higher |
| Dividend yield as of 2026-08-03 | +0.9% | +0.8% | BFH higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-03 | 1.13 | 0.34 | |
| 1-year return as of 2026-07-27 close | +67.7% | +53.1% | BFH higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.