BILL vs PMTS
BILL: An AI-powered financial operations platform that streamlines accounts payable, receivables, and expense management for small and medium-sized businesses. PMTS: CPI Card Group manufactures and fulfills personalized payment cards for financial institutions, government agencies, and payment networks in a consolidated, competitive market.
Side-by-side fundamentals
| Metric | BILL | PMTS | Edge |
|---|---|---|---|
| Price as of 2026-07-30 close | $45.39 | $20.46 | |
| Market cap as of 2026-07-31 | $4.5B | $235M | |
| P/E as of 2026-07-31 | n/a | 19.31 | |
| Net margin as of 2026-07-31 | +0.0% | +2.1% | PMTS higher |
| Gross margin as of 2026-07-31 | +80.7% | +30.6% | BILL higher |
| Operating margin as of 2026-07-31 | -3.8% | +9.1% | PMTS higher |
| ROE as of 2026-07-31 | +0.0% | +11.3% | PMTS higher |
| ROA as of 2026-07-31 | +0.0% | +3.1% | PMTS higher |
| Debt / equity as of 2026-07-31 | 0.48 | 4.14 | BILL lower |
| Revenue growth (YoY) as of 2026-07-31 | +12.5% | +15.6% | PMTS higher |
| Revenue CAGR (3y) SEC XBRL | +31.6% | +4.5% | BILL higher |
| Dividend streak (yrs) SEC XBRL | n/a | 2 | |
| Beta as of 2026-07-31 | 1.59 | 0.93 | |
| 1-year return as of 2026-07-30 close | +0.2% | -2.6% | BILL higher |
Fundamentals: market data, as of 2026-07-31. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-30.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.