BMRC vs FNRN
BMRC: A Northern California community bank focused on small-to-medium-sized businesses and local commercial real estate, competing against larger regional and national banks in its nine-county footprint. FNRN: A northern California community bank holding company serving small- to medium-sized businesses and individuals across 14 branches with traditional lending, deposits, and investment advisory services.
Side-by-side fundamentals
| Metric | BMRC | FNRN | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $28.46 | $17.81 | |
| Market cap as of 2026-07-23 | $459M | $292M | |
| P/E as of 2026-07-23 | n/a | 13.83 | |
| PEG as of 2026-07-23 | -0.03 | 0.58 | BMRC lower |
| Net margin as of 2026-07-23 | +26.2% | +26.5% | FNRN higher |
| Operating margin as of 2026-07-23 | +35.3% | +36.6% | FNRN higher |
| ROE as of 2026-07-23 | -7.7% | +10.6% | FNRN higher |
| ROA as of 2026-07-23 | -0.8% | +1.1% | FNRN higher |
| Debt / equity as of 2026-07-23 | 0.11 | 0.00 | FNRN lower |
| Revenue growth (YoY) as of 2026-07-23 | +8.8% | +38.1% | FNRN higher |
| Dividend yield as of 2026-07-23 | +3.5% | +0.0% | BMRC higher |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-07-23 | 0.78 | 0.03 | |
| 1-year return as of 2026-07-22 close | +16.0% | +83.7% | FNRN higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.