BSVN vs IBCP
BSVN: A bank holding company serving business owners and entrepreneurs across Oklahoma, Texas, and Kansas with a focus on commercial real estate, hospitality, energy, and commercial-industrial lending. IBCP: A Michigan-based bank holding company providing commercial, mortgage, and installment lending alongside deposit products to regional customers.
Side-by-side fundamentals
| Metric | BSVN | IBCP | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $48.25 | $36.01 | |
| Market cap as of 2026-07-23 | $456M | $740M | |
| P/E as of 2026-07-23 | 10.85 | 10.60 | IBCP lower |
| PEG as of 2026-07-23 | n/a | 1.69 | |
| Net margin as of 2026-07-23 | +42.0% | +28.8% | BSVN higher |
| Operating margin as of 2026-07-23 | +55.4% | +35.5% | BSVN higher |
| ROE as of 2026-07-23 | +16.5% | +14.1% | BSVN higher |
| ROA as of 2026-07-23 | +2.2% | +1.3% | BSVN higher |
| Debt / equity as of 2026-07-23 | 0.00 | 0.08 | BSVN lower |
| Revenue growth (YoY) as of 2026-07-23 | +68.7% | +46.1% | BSVN higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +0.5% | |
| Dividend yield as of 2026-07-23 | +2.2% | +3.1% | IBCP higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.91 | 0.72 | |
| 1-year return as of 2026-07-22 close | +2.5% | +6.8% | IBCP higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.