CACC vs COF
CACC: A specialized subprime auto lender that partners with dealerships to provide financing options for consumers with limited credit history. COF: A major U.S.-based credit card issuer and financial institution that recently integrated the Discover global payment network to expand its technology and data-driven ecosystem.
Side-by-side fundamentals
| Metric | CACC | COF | Edge |
|---|---|---|---|
| Price as of 2026-10-21 close | $541.25 | $206.66 | |
| Market cap | $5.6B | $126.8B | |
| P/E as of 2026-10-21 | 11.95 | 10.97 | COF lower |
| Net margin FY2025, SEC XBRL | +18.3% | +4.6% | CACC higher |
| ROE FY2025, SEC XBRL | +27.8% | +2.2% | CACC higher |
| ROA FY2025, SEC XBRL | +4.9% | +0.4% | CACC higher |
| Debt / equity filed borrowings incl. finance leases, balance sheet 2026-06-30 | n/a | 0.40 | |
| Revenue growth (YoY) FY2025, SEC XBRL | +7.2% | +36.6% | COF higher |
| Revenue CAGR (3y) SEC XBRL | +8.1% | +16.0% | COF higher |
| Dividend yield as of 2026-09-03 | n/a | +1.6% | |
| Dividend streak (yrs) SEC XBRL | 0 | 8 | COF higher |
| Beta as of 2026-09-03 | 1.14 | 1.44 | |
| 1-year return as of 2026-10-21 close | +7.9% | -4.8% | CACC higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.