CBC vs EFSI
CBC: A 124-year-old Midwest community bank with $20.75 billion in assets, operating 155 branches across Missouri, Kansas, Oklahoma, and Colorado, offering consumer, commercial, and wealth management services with industry-leading customer satisfaction. EFSI: A regional Virginia bank holding company delivering retail and commercial banking with wealth management services across the Shenandoah Valley and Northern Virginia.
Side-by-side fundamentals
| Metric | CBC | EFSI | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $31.45 | $41.30 | |
| Market cap as of 2026-07-23 | $7.5B | $224M | |
| P/E as of 2026-07-23 | 18.52 | 14.57 | EFSI lower |
| PEG as of 2026-07-23 | n/a | 0.17 | |
| Net margin as of 2026-07-23 | n/a | +15.5% | |
| Operating margin as of 2026-07-23 | n/a | +18.6% | |
| ROE as of 2026-07-23 | +11.6% | +13.5% | EFSI higher |
| ROA as of 2026-07-23 | +2.1% | +0.8% | CBC higher |
| Debt / equity as of 2026-07-23 | 0.28 | 0.25 | EFSI lower |
| Revenue growth (YoY) as of 2026-07-23 | n/a | +54.6% | |
| Dividend yield as of 2026-07-23 | +1.5% | +3.0% | EFSI higher |
| Dividend streak (yrs) SEC XBRL | 2 | 5 | EFSI higher |
| Beta as of 2026-07-23 | 0.11 | 0.21 | |
| 1-year return as of 2026-07-22 close | +31.7% | +23.1% | CBC higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.