CBU vs OBT
CBU: A diversified regional financial holding company combining a community-focused banking franchise with specialized fee-based employee benefit, insurance, and wealth management services. OBT: A community-focused bank holding company providing commercial and retail banking alongside trust and wealth management services.
Side-by-side fundamentals
| Metric | CBU | OBT | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $64.81 | $37.68 | |
| Market cap as of 2026-08-03 | $3.4B | $505M | |
| P/E as of 2026-08-03 | 15.69 | 11.60 | OBT lower |
| PEG as of 2026-08-03 | 0.87 | 0.27 | OBT lower |
| Net margin as of 2026-08-03 | +23.2% | +29.9% | OBT higher |
| Operating margin as of 2026-08-03 | +29.4% | +37.3% | OBT higher |
| ROE as of 2026-08-03 | +11.1% | +16.1% | OBT higher |
| ROA as of 2026-08-03 | +1.3% | +1.7% | OBT higher |
| Debt / equity as of 2026-08-03 | 0.10 | 0.08 | OBT lower |
| Revenue growth (YoY) as of 2026-08-03 | +24.0% | +47.6% | OBT higher |
| Revenue CAGR (3y) SEC XBRL | +6.4% | n/a | |
| Dividend yield as of 2026-08-03 | +3.0% | +1.9% | CBU higher |
| Dividend streak (yrs) SEC XBRL | 5 | 3 | CBU higher |
| Beta as of 2026-08-03 | 0.86 | 0.42 | |
| 1-year return as of 2026-07-31 close | +23.0% | +42.7% | OBT higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.