CBU vs SMBK
CBU: A diversified regional financial services holding company providing community banking, employee benefit plan administration, institutional trust services, and wealth management across the Northeast. SMBK: A growing community bank holding company focused on organic growth and strategic acquisitions in the Southeastern United States.
Side-by-side fundamentals
| Metric | CBU | SMBK | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $66.74 | $49.06 | |
| Market cap as of 2026-07-27 | $3.5B | $855M | |
| P/E as of 2026-07-27 | 16.21 | 14.90 | SMBK lower |
| PEG as of 2026-07-27 | 1.16 | 0.39 | SMBK lower |
| Net margin as of 2026-07-27 | +23.2% | +22.4% | CBU higher |
| Operating margin as of 2026-07-27 | +29.4% | +28.4% | CBU higher |
| ROE as of 2026-07-27 | +11.1% | +10.3% | CBU higher |
| ROA as of 2026-07-27 | +1.3% | +1.0% | CBU higher |
| Debt / equity as of 2026-07-27 | 0.10 | 0.17 | CBU lower |
| Revenue growth (YoY) as of 2026-07-27 | +24.0% | +44.0% | SMBK higher |
| Revenue CAGR (3y) SEC XBRL | +6.4% | n/a | |
| Dividend yield as of 2026-07-27 | +2.9% | +0.7% | CBU higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-27 | 0.80 | 0.70 | |
| 1-year return as of 2026-07-23 close | +23.5% | +40.6% | SMBK higher |
Fundamentals: Finnhub, as of 2026-07-27. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.