CHYM vs COF
CHYM: Chime is a technology-enabled fintech platform serving everyday Americans with low-cost, fee-free digital banking products aligned to paycheck-to-paycheck financial needs. COF: America's largest credit card issuer, now strengthened by the Discover acquisition, offering an integrated suite of consumer banking, lending, and global payment network services.
Side-by-side fundamentals
| Metric | CHYM | COF | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $21.82 | $201.36 | |
| Market cap as of 2026-07-23 | $8.5B | $124.3B | |
| P/E as of 2026-07-23 | n/a | 11.82 | |
| PEG as of 2026-07-23 | -0.00 | 5.38 | CHYM lower |
| Net margin as of 2026-07-23 | -41.9% | +14.9% | COF higher |
| Gross margin as of 2026-07-23 | +88.3% | n/a | |
| Operating margin as of 2026-07-23 | -43.3% | +18.3% | COF higher |
| ROE as of 2026-07-23 | -67.9% | +9.3% | COF higher |
| ROA as of 2026-07-23 | -49.8% | +1.6% | COF higher |
| Debt / equity as of 2026-07-23 | 0.00 | 0.39 | CHYM lower |
| Revenue growth (YoY) as of 2026-07-23 | +24.8% | +38.2% | COF higher |
| Revenue CAGR (3y) SEC XBRL | +30.8% | +16.0% | CHYM higher |
| Dividend yield as of 2026-07-23 | n/a | +1.6% | |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-07-23 | 1.47 | 1.03 | |
| 1-year return as of 2026-07-22 close | -32.8% | -7.4% | COF higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.