CHYM vs NU
CHYM: Chime is a technology-enabled fintech platform serving everyday Americans with low-cost, fee-free digital banking products aligned to paycheck-to-paycheck financial needs. NU: Nubank is one of the world's largest digital financial services platforms, offering banking, payments, credit, and investment products across Latin America with 115+ million customers primarily in Brazil.
Side-by-side fundamentals
| Metric | CHYM | NU | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $20.76 | $14.19 | |
| Market cap as of 2026-07-24 | $8.3B | $68.8B | |
| P/E as of 2026-07-24 | n/a | 21.61 | |
| PEG as of 2026-07-24 | -0.00 | 0.47 | CHYM lower |
| Net margin as of 2026-07-24 | -41.9% | +18.2% | NU higher |
| Gross margin as of 2026-07-24 | +88.3% | +41.0% | CHYM higher |
| Operating margin as of 2026-07-24 | -43.3% | +23.0% | NU higher |
| ROE as of 2026-07-24 | -67.9% | +28.9% | NU higher |
| ROA as of 2026-07-24 | -49.8% | +4.5% | NU higher |
| Debt / equity as of 2026-07-24 | 0.00 | 3.83 | CHYM lower |
| Revenue growth (YoY) as of 2026-07-24 | +24.8% | +45.4% | NU higher |
| Revenue CAGR (3y) SEC XBRL | +30.8% | n/a | |
| Beta as of 2026-07-24 | 1.47 | 0.93 | |
| 1-year return as of 2026-07-23 close | -34.8% | +9.5% | NU higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.