CIA vs UNM
CIA: A niche life insurance provider specializing in whole life and endowment products for international and domestic markets, generating steady income from premiums and investment returns. UNM: A leading provider of workplace financial protection benefits including disability and life insurance, helping employers manage employee health and leave programs.
Side-by-side fundamentals
| Metric | CIA | UNM | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $4.91 | $86.42 | |
| Market cap as of 2026-08-02 | $248M | $13.7B | |
| P/E as of 2026-08-02 | 12.94 | 17.45 | CIA lower |
| PEG as of 2026-08-02 | 0.12 | 2.09 | CIA lower |
| Net margin as of 2026-08-02 | +7.1% | +5.9% | CIA higher |
| Operating margin as of 2026-08-02 | +8.3% | +9.0% | UNM higher |
| ROE as of 2026-08-02 | +8.0% | +7.1% | CIA higher |
| ROA as of 2026-08-02 | +1.1% | +1.2% | UNM higher |
| Debt / equity as of 2026-08-02 | 0.00 | 0.35 | CIA lower |
| Revenue growth (YoY) as of 2026-08-02 | +6.9% | +4.4% | CIA higher |
| Revenue CAGR (3y) SEC XBRL | +3.2% | +2.9% | CIA higher |
| Dividend yield as of 2026-08-02 | n/a | +2.3% | |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-08-02 | 0.47 | 0.26 | |
| 1-year return as of 2026-07-27 close | +20.0% | +7.0% | CIA higher |
Fundamentals: market data, as of 2026-08-02. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.