CINF vs HRTG
CINF: A property-casualty and life insurance holding company that markets policies through independent agencies across 46 U.S. states with a focus on commercial, homeowner, and auto coverage. HRTG: A coastal property insurer specializing in homeowners and dwelling coverage in hurricane-prone states, leveraging proprietary analytics and vertical integration to manage catastrophic weather risk.
Side-by-side fundamentals
| Metric | CINF | HRTG | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $179.23 | $26.23 | |
| Market cap as of 2026-07-23 | $27.7B | $819M | |
| P/E as of 2026-07-23 | 10.04 | 4.06 | HRTG lower |
| PEG as of 2026-07-23 | 1.90 | 0.03 | HRTG lower |
| Net margin as of 2026-07-23 | +21.2% | +23.8% | HRTG higher |
| Operating margin as of 2026-07-23 | +19.5% | +32.5% | HRTG higher |
| ROE as of 2026-07-23 | +18.0% | +43.7% | HRTG higher |
| ROA as of 2026-07-23 | +6.8% | +8.8% | HRTG higher |
| Debt / equity as of 2026-07-23 | 0.05 | 0.18 | CINF lower |
| Revenue growth (YoY) as of 2026-07-23 | +18.8% | +1.4% | CINF higher |
| Revenue CAGR (3y) SEC XBRL | +24.4% | +8.6% | CINF higher |
| Dividend yield as of 2026-07-23 | +2.1% | +2.8% | HRTG higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.56 | 0.94 | |
| 1-year return as of 2026-07-22 close | +21.1% | +23.0% | HRTG higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.