CIVB vs WSBC
CIVB: Civista Bancshares is a regional financial services company providing commercial and retail banking, along with specialized equipment leasing and wealth management, primarily serving the Ohio and Indiana markets. WSBC: A regional multi-state bank holding company providing diverse retail and commercial financial services across ten states.
Side-by-side fundamentals
| Metric | CIVB | WSBC | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $28.65 | $40.08 | |
| Market cap as of 2026-07-28 | $594M | $3.9B | |
| P/E as of 2026-07-28 | 10.93 | 11.22 | CIVB lower |
| PEG as of 2026-07-28 | 1.64 | n/a | |
| Net margin as of 2026-07-28 | +27.3% | +28.8% | WSBC higher |
| Operating margin as of 2026-07-28 | +32.4% | +35.1% | WSBC higher |
| ROE as of 2026-07-28 | +10.1% | +8.7% | CIVB higher |
| ROA as of 2026-07-28 | +1.3% | +1.3% | WSBC higher |
| Debt / equity as of 2026-07-28 | 0.19 | 0.10 | WSBC lower |
| Revenue growth (YoY) as of 2026-07-28 | +56.2% | +39.4% | CIVB higher |
| Revenue CAGR (3y) SEC XBRL | -8.1% | n/a | |
| Dividend yield as of 2026-07-28 | +2.5% | +4.2% | WSBC higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-28 | 0.65 | 0.69 | |
| 1-year return as of 2026-07-27 close | +41.9% | +28.3% | CIVB higher |
Fundamentals: Finnhub, as of 2026-07-28. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.