CLBK vs EFSI
CLBK: A regional community bank focused on residential mortgage lending and retail deposits with demonstrated profitability and revenue growth accelerating through organic operations and strategic mergers. EFSI: A community-focused bank holding company providing traditional retail and commercial banking, wealth management, and trust services in the Virginia and Maryland region.
Side-by-side fundamentals
| Metric | CLBK | EFSI | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $10.85 | $40.14 | |
| Market cap as of 2026-08-03 | $2.9B | $217M | |
| P/E as of 2026-08-03 | 52.06 | 14.30 | EFSI lower |
| PEG as of 2026-08-03 | 0.05 | 0.20 | CLBK lower |
| Net margin as of 2026-08-03 | +20.4% | +15.5% | CLBK higher |
| Operating margin as of 2026-08-03 | +27.3% | +18.6% | CLBK higher |
| ROE as of 2026-08-03 | +4.9% | +13.5% | EFSI higher |
| ROA as of 2026-08-03 | +0.5% | +0.8% | EFSI higher |
| Debt / equity as of 2026-08-03 | 1.06 | 0.25 | EFSI lower |
| Revenue growth (YoY) as of 2026-08-03 | +29.3% | +54.6% | EFSI higher |
| Dividend yield as of 2026-08-03 | +1.9% | +3.0% | EFSI higher |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-08-03 | 0.24 | 0.22 | |
| 1-year return as of 2026-07-27 close | -22.9% | +20.3% | EFSI higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.