CLBK vs HBNC
CLBK: A regional community bank focused on residential mortgage lending and retail deposits with demonstrated profitability and revenue growth accelerating through organic operations and strategic mergers. HBNC: A $6.4 billion-asset community bank serving northern and central Indiana and southern Michigan through 71 branches, offering commercial banking, retail banking, and wealth management services.
Side-by-side fundamentals
| Metric | CLBK | HBNC | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $11.01 | $20.05 | |
| Market cap as of 2026-07-24 | $2.9B | $1.0B | |
| P/E as of 2026-07-24 | 52.47 | n/a | |
| Net margin as of 2026-07-24 | +20.4% | +33.6% | HBNC higher |
| Operating margin as of 2026-07-24 | +27.3% | +36.8% | HBNC higher |
| ROE as of 2026-07-24 | +4.9% | -20.9% | CLBK higher |
| ROA as of 2026-07-24 | +0.5% | -2.2% | CLBK higher |
| Debt / equity as of 2026-07-24 | 1.06 | 0.55 | HBNC lower |
| Revenue growth (YoY) as of 2026-07-24 | +29.3% | +33.2% | HBNC higher |
| Dividend yield as of 2026-07-24 | n/a | +3.2% | |
| Dividend streak (yrs) SEC XBRL | n/a | 4 | |
| Beta as of 2026-07-24 | 0.24 | 0.81 | |
| 1-year return as of 2026-07-23 close | +63.8% | +26.9% | CLBK higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.