CPF vs EFSI
CPF: A Hawaii-focused community bank with deep roots in the islands, offering comprehensive commercial banking, lending, and wealth management services across 27 branches with strategic partnerships in Japan and Korea for diversification. EFSI: A regional Virginia bank holding company delivering retail and commercial banking with wealth management services across the Shenandoah Valley and Northern Virginia.
Side-by-side fundamentals
| Metric | CPF | EFSI | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $38.66 | $41.30 | |
| Market cap as of 2026-07-23 | $1.0B | $224M | |
| P/E as of 2026-07-23 | 12.51 | 14.57 | CPF lower |
| PEG as of 2026-07-23 | 0.33 | 0.17 | EFSI lower |
| Net margin as of 2026-07-23 | +24.8% | +15.5% | CPF higher |
| Operating margin as of 2026-07-23 | +32.7% | +18.6% | CPF higher |
| ROE as of 2026-07-23 | +13.7% | +13.5% | CPF higher |
| ROA as of 2026-07-23 | +1.1% | +0.8% | CPF higher |
| Debt / equity as of 2026-07-23 | 0.09 | 0.25 | CPF lower |
| Revenue growth (YoY) as of 2026-07-23 | +22.9% | +54.6% | EFSI higher |
| Revenue CAGR (3y) SEC XBRL | +2.6% | n/a | |
| Dividend yield as of 2026-07-23 | +3.0% | +3.0% | EFSI higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.84 | 0.21 | |
| 1-year return as of 2026-07-22 close | +37.0% | +23.1% | CPF higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.