CPF vs UCB
CPF: Central Pacific Financial is a Hawaii-based community bank providing tailored financial services to local businesses and families while leveraging strategic international partnerships. UCB: A Southeastern regional bank holding company combining community-bank customer service with specialized national lending capabilities in SBA, USDA, and equipment finance.
Side-by-side fundamentals
| Metric | CPF | UCB | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $38.68 | $34.89 | |
| Market cap as of 2026-07-27 | $1.0B | $4.2B | |
| P/E as of 2026-07-27 | 12.54 | 11.17 | UCB lower |
| PEG as of 2026-07-27 | 0.31 | 0.29 | UCB lower |
| Net margin as of 2026-07-27 | +24.8% | n/a | |
| Operating margin as of 2026-07-27 | +32.7% | n/a | |
| ROE as of 2026-07-27 | +13.7% | +10.3% | CPF higher |
| ROA as of 2026-07-27 | +1.1% | +1.3% | UCB higher |
| Debt / equity as of 2026-07-27 | 0.09 | 0.10 | CPF lower |
| Revenue growth (YoY) as of 2026-07-27 | +22.9% | n/a | |
| Revenue CAGR (3y) SEC XBRL | +2.6% | +8.8% | UCB higher |
| Dividend yield as of 2026-07-27 | +3.1% | +2.9% | CPF higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-27 | 0.84 | 0.84 | |
| 1-year return as of 2026-07-23 close | +38.7% | +12.4% | CPF higher |
Fundamentals: Finnhub, as of 2026-07-27. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.