CTBI vs HBNC
CTBI: A $6.7B regional bank holding company providing commercial, personal, and trust services to small and mid-sized communities across Kentucky, West Virginia, and Tennessee. HBNC: A $6.4 billion-asset community bank serving northern and central Indiana and southern Michigan through 71 branches, offering commercial banking, retail banking, and wealth management services.
Side-by-side fundamentals
| Metric | CTBI | HBNC | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $74.19 | $20.21 | |
| Market cap as of 2026-07-23 | $1.4B | $1.0B | |
| P/E as of 2026-07-23 | 12.64 | n/a | |
| PEG as of 2026-07-23 | 0.71 | n/a | |
| Net margin as of 2026-07-23 | +35.4% | +33.6% | CTBI higher |
| Operating margin as of 2026-07-23 | +43.9% | +36.8% | CTBI higher |
| ROE as of 2026-07-23 | +12.5% | -20.9% | CTBI higher |
| ROA as of 2026-07-23 | +1.6% | -2.2% | CTBI higher |
| Debt / equity as of 2026-07-23 | 0.41 | 0.55 | CTBI lower |
| Revenue growth (YoY) as of 2026-07-23 | +21.3% | +33.2% | HBNC higher |
| Dividend yield as of 2026-07-23 | +2.8% | +3.1% | HBNC higher |
| Dividend streak (yrs) SEC XBRL | 5 | 4 | CTBI higher |
| Beta as of 2026-07-23 | 0.57 | 0.81 | |
| 1-year return as of 2026-07-22 close | +32.2% | +28.8% | CTBI higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.