CTBI vs UNTY
CTBI: A $6.7B regional bank holding company providing commercial, personal, and trust services to small and mid-sized communities across Kentucky, West Virginia, and Tennessee. UNTY: A community-focused bank holding company generating strong net interest margins through commercial lending and deposit-funded operations in the mid-Atlantic region.
Side-by-side fundamentals
| Metric | CTBI | UNTY | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $74.72 | $56.87 | |
| Market cap as of 2026-07-24 | $1.3B | $570M | |
| P/E as of 2026-07-24 | 12.44 | 9.40 | UNTY lower |
| PEG as of 2026-07-24 | 0.71 | 0.62 | UNTY lower |
| Net margin as of 2026-07-24 | +35.4% | +38.7% | UNTY higher |
| Operating margin as of 2026-07-24 | +43.9% | +51.9% | UNTY higher |
| ROE as of 2026-07-24 | +12.5% | +17.9% | UNTY higher |
| ROA as of 2026-07-24 | +1.6% | +2.1% | UNTY higher |
| Debt / equity as of 2026-07-24 | 0.41 | 0.03 | UNTY lower |
| Revenue growth (YoY) as of 2026-07-24 | +21.3% | +46.8% | UNTY higher |
| Dividend yield as of 2026-07-24 | +2.9% | +1.1% | CTBI higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-24 | 0.57 | 0.65 | |
| 1-year return as of 2026-07-23 close | +30.7% | +7.4% | CTBI higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.