CWBC vs FNLC
CWBC: A community-focused bank holding company providing commercial and personal banking services with a deep integration into the agricultural economy of Central California. FNLC: A Maine-based regional bank with a strong deposit base and real-estate-secured loan portfolio, delivering double-digit returns on equity and growing net interest margins.
Side-by-side fundamentals
| Metric | CWBC | FNLC | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $26.62 | $33.99 | |
| Market cap as of 2026-07-27 | $678M | $394M | |
| P/E as of 2026-07-27 | 16.40 | 10.43 | FNLC lower |
| PEG as of 2026-07-27 | 0.43 | 0.40 | FNLC lower |
| Net margin as of 2026-07-27 | +21.2% | +38.1% | FNLC higher |
| Operating margin as of 2026-07-27 | +30.4% | +46.2% | FNLC higher |
| ROE as of 2026-07-27 | +10.3% | +13.3% | FNLC higher |
| ROA as of 2026-07-27 | +1.1% | +1.2% | FNLC higher |
| Debt / equity as of 2026-07-27 | 0.17 | 0.00 | FNLC lower |
| Revenue growth (YoY) as of 2026-07-27 | +18.4% | +40.1% | FNLC higher |
| Dividend yield as of 2026-07-27 | +1.8% | +4.3% | FNLC higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-27 | 0.80 | 0.48 | |
| 1-year return as of 2026-07-23 close | +21.8% | +40.6% | FNLC higher |
Fundamentals: Finnhub, as of 2026-07-27. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.