CZFS vs FULT
CZFS: A community-focused regional bank serving north-central Pennsylvania and surrounding areas through deposit-taking, residential and commercial lending, and trust services. FULT: A relationship-focused regional financial services company providing commercial and retail banking across the Mid-Atlantic.
Side-by-side fundamentals
| Metric | CZFS | FULT | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $72.68 | $24.44 | |
| Market cap as of 2026-07-23 | $349M | $4.7B | |
| P/E as of 2026-07-23 | 8.88 | 11.85 | CZFS lower |
| PEG as of 2026-07-23 | 0.24 | 0.51 | CZFS lower |
| Net margin as of 2026-07-23 | +20.6% | +27.7% | FULT higher |
| Operating margin as of 2026-07-23 | +25.0% | +33.5% | FULT higher |
| ROE as of 2026-07-23 | +11.9% | +11.5% | CZFS higher |
| ROA as of 2026-07-23 | +1.3% | +1.2% | CZFS higher |
| Debt / equity as of 2026-07-23 | 0.58 | 0.30 | FULT lower |
| Revenue growth (YoY) as of 2026-07-23 | +45.7% | +55.3% | FULT higher |
| Revenue CAGR (3y) SEC XBRL | +4.8% | n/a | |
| Dividend yield as of 2026-07-23 | +2.7% | +3.1% | FULT higher |
| Dividend streak (yrs) SEC XBRL | 5 | 3 | CZFS higher |
| Beta as of 2026-07-23 | 0.38 | 0.82 | |
| 1-year return as of 2026-07-22 close | +22.9% | +26.2% | FULT higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.