CZNC vs FCF
CZNC: Community bank holding company operating 35+ branches across Pennsylvania and New York, offering deposit, lending, and wealth management services to personal and commercial customers. FCF: Regional bank holding company serving western Pennsylvania and Ohio communities with consumer and commercial banking, trust, wealth management, and insurance services.
Side-by-side fundamentals
| Metric | CZNC | FCF | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $23.18 | $20.83 | |
| Market cap as of 2026-07-23 | $416M | $2.1B | |
| P/E as of 2026-07-23 | 23.90 | 13.39 | FCF lower |
| PEG as of 2026-07-23 | n/a | 1.12 | |
| Net margin as of 2026-07-23 | +25.6% | +31.2% | FCF higher |
| Operating margin as of 2026-07-23 | +31.6% | +39.1% | FCF higher |
| ROE as of 2026-07-23 | +5.5% | +10.2% | FCF higher |
| ROA as of 2026-07-23 | +0.6% | +1.3% | FCF higher |
| Debt / equity as of 2026-07-23 | 0.12 | 0.10 | FCF lower |
| Revenue growth (YoY) as of 2026-07-23 | +23.9% | +56.9% | FCF higher |
| Dividend yield as of 2026-07-23 | +4.8% | +2.7% | CZNC higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.40 | 0.75 | |
| 1-year return as of 2026-07-22 close | +18.9% | +25.0% | FCF higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.