DGICA vs MCY
DGICA: A regional property and casualty insurer focusing on commercial and personal lines with a long-standing history of organic growth through the Donegal Insurance Group. MCY: Mercury General is a regional personal lines insurer focused on automobile and homeowners coverage, with a heavy operational concentration in the California insurance market.
Side-by-side fundamentals
| Metric | DGICA | MCY | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $19.74 | $107.12 | |
| Market cap as of 2026-08-03 | $743M | $5.9B | |
| P/E as of 2026-08-03 | 11.17 | 7.06 | MCY lower |
| PEG as of 2026-08-03 | n/a | 0.04 | |
| Net margin as of 2026-08-03 | +6.8% | +13.7% | MCY higher |
| Operating margin as of 2026-08-03 | +8.4% | +17.4% | MCY higher |
| ROE as of 2026-08-03 | +10.4% | +36.5% | MCY higher |
| ROA as of 2026-08-03 | +2.7% | +8.9% | MCY higher |
| Debt / equity as of 2026-08-03 | 0.05 | 0.22 | DGICA lower |
| Revenue growth (YoY) as of 2026-08-03 | -2.5% | +9.7% | MCY higher |
| Revenue CAGR (3y) SEC XBRL | +4.9% | +18.0% | MCY higher |
| Dividend yield as of 2026-08-03 | +3.9% | +1.2% | DGICA higher |
| Dividend streak (yrs) SEC XBRL | n/a | 3 | |
| Beta as of 2026-08-03 | 0.25 | 0.62 | |
| 1-year return as of 2026-07-31 close | +15.1% | +54.7% | MCY higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.