DGICA vs SIGI
DGICA: A regional property and casualty insurer focusing on commercial and personal lines with a long-standing history of organic growth through the Donegal Insurance Group. SIGI: Selective Insurance Group is a U.S.-based property and casualty insurer that leverages a relationship-driven distribution model and sophisticated technology to provide specialized coverage for businesses and individuals.
Side-by-side fundamentals
| Metric | DGICA | SIGI | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $19.74 | $94.79 | |
| Market cap as of 2026-08-03 | $743M | $5.6B | |
| P/E as of 2026-08-03 | 11.17 | 11.54 | DGICA lower |
| PEG as of 2026-08-03 | n/a | 0.73 | |
| Net margin as of 2026-08-03 | +6.8% | +9.1% | SIGI higher |
| Operating margin as of 2026-08-03 | +8.4% | +11.9% | SIGI higher |
| ROE as of 2026-08-03 | +10.4% | +13.9% | SIGI higher |
| ROA as of 2026-08-03 | +2.7% | +3.3% | SIGI higher |
| Debt / equity as of 2026-08-03 | 0.05 | 0.25 | DGICA lower |
| Revenue growth (YoY) as of 2026-08-03 | -2.5% | +7.1% | SIGI higher |
| Revenue CAGR (3y) SEC XBRL | +4.9% | +14.5% | SIGI higher |
| Dividend yield as of 2026-08-03 | +3.9% | +1.8% | DGICA higher |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-08-03 | 0.25 | 0.31 | |
| 1-year return as of 2026-07-31 close | +15.1% | +21.6% | SIGI higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.