EFC vs MITT
EFC: Specialty finance company generating returns from a diversified portfolio of mortgage-backed securities, residential/commercial loans, and reverse mortgage investments, funded with leverage through capital markets. MITT: A residential mortgage REIT investing in non-agency residential mortgage loans and securities, with exposure to loan origination through its ownership of Arc Home mortgage originator.
Side-by-side fundamentals
| Metric | EFC | MITT | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $13.36 | $7.32 | |
| Market cap as of 2026-07-31 | $1.7B | $233M | |
| P/E as of 2026-07-31 | 7.91 | 6.69 | MITT lower |
| PEG as of 2026-07-31 | 0.41 | n/a | |
| Net margin as of 2026-07-31 | +40.4% | +6.7% | EFC higher |
| Gross margin as of 2026-07-31 | +27.3% | +11.8% | EFC higher |
| Operating margin as of 2026-07-31 | -8.0% | +7.5% | MITT higher |
| ROE as of 2026-07-31 | +11.9% | +6.1% | EFC higher |
| ROA as of 2026-07-31 | +1.1% | +0.4% | EFC higher |
| Debt / equity as of 2026-07-31 | 9.21 | 14.14 | EFC lower |
| Revenue growth (YoY) as of 2026-07-31 | +22.7% | +18.7% | EFC higher |
| Dividend yield as of 2026-07-31 | +11.6% | +13.0% | MITT higher |
| Dividend streak (yrs) SEC XBRL | 1 | 5 | MITT higher |
| Beta as of 2026-07-31 | 0.94 | 1.72 | |
| 1-year return as of 2026-07-27 close | +0.9% | -6.0% | EFC higher |
Fundamentals: market data, as of 2026-07-31. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.