EFC vs RC
EFC: Specialty finance company generating returns from a diversified portfolio of mortgage-backed securities, residential/commercial loans, and reverse mortgage investments, funded with leverage through capital markets. RC: A multi-strategy real estate finance REIT that originates and acquires lower-middle-market commercial loans, SBA small business loans, and construction loans with $3.3B in loan assets under management.
Side-by-side fundamentals
| Metric | EFC | RC | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $13.45 | $1.52 | |
| Market cap as of 2026-07-23 | $1.7B | $250M | |
| P/E as of 2026-07-23 | 7.92 | n/a | |
| PEG as of 2026-07-23 | 0.42 | -0.01 | RC lower |
| Net margin as of 2026-07-23 | +40.4% | -76.8% | EFC higher |
| Gross margin as of 2026-07-23 | +27.3% | +18.1% | EFC higher |
| Operating margin as of 2026-07-23 | -8.0% | -55.0% | EFC higher |
| ROE as of 2026-07-23 | +11.9% | -31.3% | EFC higher |
| ROA as of 2026-07-23 | +1.1% | -6.4% | EFC higher |
| Debt / equity as of 2026-07-23 | 9.21 | 3.46 | RC lower |
| Revenue growth (YoY) as of 2026-07-23 | +22.7% | -15.6% | EFC higher |
| Dividend yield as of 2026-07-23 | +11.6% | +2.6% | EFC higher |
| Dividend streak (yrs) SEC XBRL | 1 | 1 | Tie |
| Beta as of 2026-07-23 | 0.94 | 1.51 | |
| 1-year return as of 2026-07-22 close | +2.0% | -65.2% | EFC higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.