EZPW vs OPFI
EZPW: EZCORP operates a leading international network of pawn stores providing short-term financial services and pre-owned retail merchandise. OPFI: A fintech-powered lending platform partnering with community banks to provide fair, transparent installment credit and financial education to everyday Americans underserved by mainstream finance.
Side-by-side fundamentals
| Metric | EZPW | OPFI | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $32.56 | $9.24 | |
| Market cap as of 2026-07-23 | $2.0B | $1.3B | |
| P/E as of 2026-07-23 | 13.65 | 20.14 | EZPW lower |
| PEG as of 2026-07-23 | 0.29 | n/a | |
| Net margin as of 2026-07-23 | +9.9% | +10.9% | OPFI higher |
| Gross margin as of 2026-07-23 | +58.6% | +98.9% | OPFI higher |
| Operating margin as of 2026-07-23 | +13.6% | +26.2% | OPFI higher |
| ROE as of 2026-07-23 | +13.9% | +134.3% | OPFI higher |
| ROA as of 2026-07-23 | +7.4% | +9.2% | OPFI higher |
| Debt / equity as of 2026-07-23 | 0.46 | 3.76 | EZPW lower |
| Revenue growth (YoY) as of 2026-07-23 | +22.8% | +12.9% | EZPW higher |
| Revenue CAGR (3y) SEC XBRL | +12.9% | n/a | |
| Dividend yield as of 2026-07-23 | n/a | +0.5% | |
| Dividend streak (yrs) SEC XBRL | n/a | 2 | |
| Beta as of 2026-07-23 | 0.64 | 1.84 | |
| 1-year return as of 2026-07-22 close | +134.0% | -18.1% | EZPW higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.