FCFS vs SYF
FCFS: A diversified operator of pawn shops and retail point-of-sale finance solutions serving credit-constrained consumers across the U.S. and Latin America. SYF: Synchrony is a leading provider of private label and co-branded credit card programs and consumer financing solutions that help partners drive sales and consumers access credit.
Side-by-side fundamentals
| Metric | FCFS | SYF | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $197.41 | $71.77 | |
| Market cap as of 2026-07-25 | $8.6B | $24.1B | |
| P/E as of 2026-07-25 | 24.12 | 6.86 | SYF lower |
| PEG as of 2026-07-25 | 0.65 | 1.04 | FCFS lower |
| Net margin as of 2026-07-25 | +9.2% | +14.1% | SYF higher |
| Gross margin as of 2026-07-25 | +50.5% | n/a | |
| Operating margin as of 2026-07-25 | +15.7% | +18.4% | SYF higher |
| ROE as of 2026-07-25 | +15.9% | +20.9% | SYF higher |
| ROA as of 2026-07-25 | +7.0% | +2.9% | FCFS higher |
| Debt / equity as of 2026-07-25 | 0.98 | 0.97 | SYF lower |
| Revenue growth (YoY) as of 2026-07-25 | +14.4% | +20.5% | SYF higher |
| Revenue CAGR (3y) SEC XBRL | +10.3% | n/a | |
| Dividend yield as of 2026-07-25 | +0.9% | +1.9% | SYF higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-25 | 0.54 | 1.33 | |
| 1-year return as of 2026-07-23 close | +47.9% | +1.5% | FCFS higher |
Fundamentals: Finnhub, as of 2026-07-25. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.