FFIN vs SBSI
FFIN: Texas-based regional bank generating strong net margins through traditional lending across commercial real estate, agriculture, and energy sectors while managing significant interest rate and credit concentration risks. SBSI: A Texas-based community bank holding company serving East Texas and expanding into Dallas-Fort Worth, Austin, and Houston with consumer and commercial loans, deposits, and wealth management services.
Side-by-side fundamentals
| Metric | FFIN | SBSI | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $34.68 | $34.23 | |
| Market cap as of 2026-07-23 | $5.0B | $1.0B | |
| P/E as of 2026-07-23 | 17.97 | 14.38 | SBSI lower |
| PEG as of 2026-07-23 | 1.99 | n/a | |
| Net margin as of 2026-07-23 | +41.9% | +37.1% | FFIN higher |
| Operating margin as of 2026-07-23 | +51.1% | +43.4% | FFIN higher |
| ROE as of 2026-07-23 | +14.3% | +8.5% | FFIN higher |
| ROA as of 2026-07-23 | +1.8% | +0.8% | FFIN higher |
| Debt / equity as of 2026-07-23 | 0.04 | 0.66 | FFIN lower |
| Revenue growth (YoY) as of 2026-07-23 | +24.4% | +44.4% | SBSI higher |
| Dividend yield as of 2026-07-23 | +2.5% | +4.2% | SBSI higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.84 | 0.58 | |
| 1-year return as of 2026-07-22 close | -7.3% | +10.5% | SBSI higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.