FICO vs IDN
FICO: The global standard for credit scoring and decision management software that powers billions of financial decisions annually. IDN: Intellicheck delivers on-demand digital identity validation and fraud prevention solutions for financial services, fintech, retail, and government agencies across North America.
Side-by-side fundamentals
| Metric | FICO | IDN | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $1,280.57 | $3.63 | |
| Market cap as of 2026-07-30 | $32.5B | $75M | |
| P/E as of 2026-07-30 | 42.72 | 33.78 | IDN lower |
| PEG as of 2026-07-30 | 1.18 | n/a | |
| Net margin as of 2026-07-30 | +33.7% | +9.6% | FICO higher |
| Gross margin as of 2026-07-30 | +84.2% | +90.7% | IDN higher |
| Operating margin as of 2026-07-30 | +50.4% | +8.5% | FICO higher |
| ROE as of 2026-07-30 | +145.7% | +11.3% | FICO higher |
| ROA as of 2026-07-30 | +39.8% | +8.9% | FICO higher |
| Debt / equity as of 2026-07-30 | 8.46 | 0.00 | IDN lower |
| Revenue growth (YoY) as of 2026-07-30 | +22.6% | +15.3% | FICO higher |
| Revenue CAGR (3y) SEC XBRL | +13.1% | +12.4% | FICO higher |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-07-30 | 1.32 | 0.81 | |
| 1-year return as of 2026-07-27 close | -16.4% | -29.4% | FICO higher |
Fundamentals: market data, as of 2026-07-30. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.