FNRN vs UNTY
FNRN: A northern California community bank holding company serving small- to medium-sized businesses and individuals across 14 branches with traditional lending, deposits, and investment advisory services. UNTY: A community-focused bank holding company generating strong net interest margins through commercial lending and deposit-funded operations in the mid-Atlantic region.
Side-by-side fundamentals
| Metric | FNRN | UNTY | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $17.81 | $57.40 | |
| Market cap as of 2026-07-23 | $292M | $577M | |
| P/E as of 2026-07-23 | 13.83 | 9.51 | UNTY lower |
| PEG as of 2026-07-23 | 0.58 | 0.62 | FNRN lower |
| Net margin as of 2026-07-23 | +26.5% | +38.7% | UNTY higher |
| Operating margin as of 2026-07-23 | +36.6% | +51.9% | UNTY higher |
| ROE as of 2026-07-23 | +10.6% | +17.9% | UNTY higher |
| ROA as of 2026-07-23 | +1.1% | +2.1% | UNTY higher |
| Debt / equity as of 2026-07-23 | 0.00 | 0.03 | FNRN lower |
| Revenue growth (YoY) as of 2026-07-23 | +38.1% | +46.8% | UNTY higher |
| Dividend yield as of 2026-07-23 | +0.0% | +1.1% | UNTY higher |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-07-23 | 0.03 | 0.65 | |
| 1-year return as of 2026-07-22 close | +83.7% | +9.0% | FNRN higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.